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पेट दर्द बेचैनी या अन्य असहज संवेदनाएं हैं जो आप अपने पेट क्षेत्र में महसूस करते हैं। लगभग हर किसी को कभी न कभी पेट में दर्द होगा।पेट दर्द के अधिकांश कारण चिंता का कारण नहीं होते हैं, और आपका डॉक्टर समस्या का आसानी से निदान और उपचार कर सकता है। कभी-कभी, हालांकि, यह एक गंभीर बीमारी का संकेत हो सकता है जिसके लिए चिकित्सा ध्यान देने की आवश्यकता होती है।पुराना दर्द लंबे समय तक रहता है - हफ्तों से लेकर महीनों या उससे अधिक तक - और आ और जा सकता है।चाहे आपको हल्का दर्द हो या गंभीर ऐंठन, पेट दर्द के कई कारण हो सकते हैं। उदाहरण के लिए, आपको अपच, कब्ज, पेट का वायरस या, यदि आप एक महिला हैं, तो मासिक धर्म में ऐंठन हो सकती है।
Post updated on: Aug 10, 2021 1:58:39 AM
Washing liquid-3 ltrs
Milk low fat-2 ltrs
Vegetables and fruits
Rava - 1 kg
Whole wheat bread - 1 full
And the list goes on.....
A message notification rings shrilly on another phone put on charge in the bedroom.
Is it you? The husband calls out from the room.
Yes, I have added few more items in the list you sent, I replied.
A usual weekend morning begins with the list, just before our mischievous kids wake up for the day.
Every weekend, I have the habit of checking the kitchen supplies, right before I delve into the cooking session. What items has to be stocked up and to be brought right away? And this notes are not on any paper, but the SMS or what's up messages conveniently sent to the husband and vice-versa too.
Oh I forgot to add pulses in the list... Tanmay. I announced checking the contents of the container.
Is there anything new I heard, don't make me run to the store everytime you find your dabba empty.... Husband remarks with a frown!
How could you say that, you are the only one missing on something or the other on the list I share, and run to the supermarket again the next day to buy it.
That's why I tell you to accompany me Tara. He scowls back at me, types out a text and sends it to me, my phone beeped with the notification of message - - - 'pulses- moong dal 1kg, toor dal-1kg etc.
No dinner tables booked. No candle lights arranged. No romantic setup. No gaudy outfits. No extra ordinary ambience.
As our relationship graduates to a certain degree of maturity, even our dates are metamorphosesd to ones that are quick and useful and most of the times it turn out to be a grocery shopping expedition.
Since the onset of the pandemic, Tanmay has been the one who makes rapid outings to the supermarket to get our weekly essentials.
The other day also happened same... Tanmay as usual looked upon deals and value packs and hunted out all the items mentioned in the list.
Once he stepped into the house.... Arey suno...
Why did you bring 2 packs of Rava... I only mentioned one.
When will you understand? I have to look for best offers.....
Arey but I don't have extra place to store.
When you ladies have extra space to fit anything..... Jab dekho jagah nahi hai!!
Even the good nights have been turned out as reminders.....
Acha suno, today the item list was so lengthy, I deliberately did not mention for washroom supplies - please don't forget to bring the dettol and harpic... 2 bottles each. Was there any offer on that? Have you noticed today?
Do you really care for deals... Tara? How many bottles you use up in a single month?
Wife always has the last say in the discussion, doesn't she? So, I replied back saying... Proportionate to the number of times you use washroom in a month, goodnight and please don't forget to make a note of it in your list.
Thus our love notes are filled with grocery items, we share lot of messages in a week back and forth.
And I believe this is the true story of every couple.... Love does not fade by the time, but it takes a new form!! 😉
Post updated on: Aug 9, 2021 7:03:17 PM
Cannabis has
been used as part of Hindu spiritual pIn addition to
the medicinal and spiritual uses of the plant, Ancient Indians would also have
used the hemp plant for industrial purposes similar to those seen in other
regions at the time. For example, hemp fibres have been used in the production
of textiles including clothing for thousands of years. There is evidence that
ancient Indian technicians may have been the first to practise ?hempcrete?
technology ? a form of plaster that contains ?bhang? mixed with clay or lime
plaster. The natural insecticide and pesticide properties of hemp fibres are
thought to have helped preserve artwork in the Ellora cave for almost 1500
years! I would discuss these in the following pages.
Cannabis is also known as
Indian Hemp / Marijuana has
been cultivated and used around the globe for more than 5000 years its used for medicinal purpose and as a
recreational drug. , food, and hemp fibre. Hemp seed has been for oils and hemp leaves for use as vegetables and juice. Although primarily used today as
one of the most prevalent illicit leisure drugs, the use of Cannabis sativa L,
commonly referred to as marijuana, for medicinal purposes has been Marijuana
use has been shown to create numerous health
problems, and, consequently, the expanding use beyond medical purposes into
recreational use (abuse) resulted in control of the drug through international
treaties. There are two main strains of Cannabis namely CBD
and THCractises and traditional medicine for
perhaps thousands of years. However, the earliest mention of ?bhang? ? a
Sanskrit word for cannabis ? as a medicine has been traced back to the works of
Sushruta is believed to have been written between 500-600 AD. The Sushruta refers
to cannabis as ?anti-phlegmatic? (and recommended as a remedy for catarrh
accompanied by diarrhoea, as well as a cure for biliary fever. In Ayurveda, cannabis
has mainly been used to treat conditions of the digestive and respiratory
tracts. However, there is also evidence in later literary sources that cannabis
has been used to treat other ailments including epilepsy and asthma.
If you follow me, within a few months you will know more than many medical practitioners as they only know about synthetic medicine.
Post updated on: Aug 9, 2021 10:23:45 AM
TELL ME ABOUT YOURSELF
HOW TO INTRODUCE YOURSELF IN INTERVIEW
INTERVIEW INTRODUCTION : A GOOD EXAMPLE
INTERVIEW TIPS TELL ME ABOUT YOURSELF
HOW TO INTRODUCE YOURSELF IN INTERVIEW
I have seen many different ways in which a job seeker introduces himself. Actually, this question is a very usual choice of the interviewers for beginning the interview. The good part, they do not want to hear everything about your life in 2 to 3 minutes.
That gives you a chance to choose the words and phrases that best describe you.
Start with Greeting of the day
Place to which you belong
Current Education
Work Experience
Something you are proud of
Core Capabilities and
Hobbies
Family Details
You can have set of sentences which you can keep as templates and modify to suit a particular interview situation. One of the way is:
Let me take this opportunity to tell you __________________________.
I am a ___________________professional.
I have done ____________________________________________.
My Name is _______________________________.
I am from__________________
During my college/last company I worked with________________
I am capable of_______________________
An achievement I am proud of is __________________
My core strengths are ___________________________________
I am here for/I am applying for the position for_______________________.?
INTERVIEW INTRODUCTION : A GOOD EXAMPLE
An example of the introduction can be ?
Good Morning, let me take this opportunity to introduce me. I am Paul Silver. I am a budding hospitality professional. I have done my schooling from St. Xaviers with Science stream, scoring 75% marks. I am from Delhi and hail from a middle class family background. During my college I have been a regular, committed and disciplined student. My core strengths are being energetic and ability to work diligently for long hours. You should hire me because I am an achievement oriented person who has desire, commitment and passion to reach the organizational objectives.
INTERVIEW TIPS TELL ME ABOUT YOURSELF
Post updated on: Aug 9, 2021 1:31:12 AM
Rejection hurts but it should not hold you back
Rejection does put one out of comfort zone. It does feel like a big blow. However, it does throw up a golden opportunity to the person who receives the rejection to reflect to improve. It could also spurone to move on and shift gears.
Rejections could be prompts to you to improve your skills on what you got rejected at. Rejection should not make you feel that you are incompetent or you are a failure, it only means you are not perhaps equipped with the skills required for that activity you were working at. You should therefore take it as a learning experiment. You should educate yourself. You should not get disheartened. You should not accept defeat and quit.
Rejection makes one resilient. It should be an integral part of one's learning and growth. Dealing with rejection can be difficult and painful. One may ignore it and move on while others may wallow in self-pity.
A genuine rejection is positive and should be taken as a signal to you to learn and improve. Ignore negative rejections and grow through what you go through. If you get rejected in a job interview, you don't declare yourself incompetent, do you? No, you don't. You rather continue pushing yourself until you succeed. Adopt same approach in all the setbacks and rejections you receive.
One person's rejection or opinion should not define you who you are. It should give you an opportunity to grow and become better. Face rejection with courage and convert it into success. Not all rejections are bad; some help to improve. Take rejections as your next step towards success. Learn from these rejections and if you do that you will be a better version of yourself. Take rejection as a fact that you could have done better. Use it as a tool to improve. Giving up is not an option. Correct approach for you will be to give it yet another try rather than giving up. Take it as something better coming. Take it as a stepping stone to success. Appreciation always follows Rejection.
I had a few rejections in my professional life. Some dampened me a bit but I did not get discouraged. I overcame it. First rejection was when I was not taken as a teacher despite me having done quite well in the interview. My being the past student of that collage and even good one was also ignored; Second rejection was for banking job in officer's cadre. Though my performance in the written tests and interview was very good, I was not taken. In both the cases I understand why I was not taken but I would prefer to desist from commenting on that.
Among many other rejections the last rejection was froma Publisher when after a wait of about two months they informed that they would not be able to publish my book Anti Money Laundering/Anti Terrorism Financing & Know Your Customers Banker's Handbook. Some other publishers didn't respond. I was getting a bit jittery, but not losing hope and things in course of time turned out positive.
Snow White Publishers Kalbadevi Mumbai after several phone calls and a few meetings finally agreed to publish. The book was instant success and went into second edition that also sold out in six months.
The book has been adjudged the best book on the subject. A few comments of appreciation in regard to that read like as follows
1. Marc Hochstein Executive Editor, American Banker commented? The financial services industry today offers great opportunity for innovation and disruption. But even the most visionary start-ups must manage risk and understand the regulations, including anti-money laundering and know-your-customer requirements. S.S.A. Zaidi has written a timely book for those who want to get a handle on the complex work of AML compliance, a major concern of financial institutions ranging from global banks to local money transmitters. He is a passionate advocate of transparency and integrity in business, and his writing will inspire those trying to build ethical, risk-averse corporate cultures in an era when short-term thinking is unfortunately prevalent.
Mrs V. R.Iyer Retd CEO Bank of India, messaged
I find Mr. Zaidi's book ?Anti-money Laundering/Anti-Terrorism Financing & Know Your Customer? to be very comprehensive and informative. The complex subject of Money Laundering has been dealt with in a very logical sequence and easy to understand language. The style of presentation makes easy reading. The book will be of great help not only to front line staff dealing with customers but also be a good source of material for trainers.
I have known Mr. Zaidi as a very competent trainer and the presentation style of the book reflects his professional competence. The fact that the book is going into second edition within a period of five months of its publication speaks volumes about the quality of the contents and manner of presentation of the book. I wish the second edition of the book and its author all success
The lesson you can draw from all this is not to get discouraged by such rejections.
What is all narrated above can be summarized in the words of ? Lailah Gifty Akita , Author of Think Great: Be Great as under
"Everyone at some point in life have faced rejection and failure, it is part of the process to self-realization."
Lesson is --Don't allow rejections to disturb and threaten your comfort Zone
Take Always -
1) Rejection should not lead to not to lead to Dejection
2) See rejection as a tool to get better and improve it's not the end.
3) You must remain motivated and inspired
Post updated on: Aug 8, 2021 10:58:49 PM
Being bodily and intellectually dynamic has been established to administer several health advantages. It may even serve you in existing a plentifuller life.
Routine physical exercise can aid you to strengthen your muscles and enhance your stamina. Exercise eases your cardiovascular arrangement functions more efficiently by conveying oxygen and nutrients to your membranes. You'll produce more further energy to supervise everyday pursuits as your heart and lung health upgrades.
Exercise is essential for the development and maintenance of strong muscles and bones. When combined with appropriate protein intake, activities like weightlifting can help you grow muscle. Exercise is a big part of boosting your mood and reduce sadness, anxiety, and stress. It causes alterations in the brain areas that control stress and anxiety.
Lack of physical activities ends you up with chronic diseases. Insulin sensitivity, heart health, and body composition acknowledged improving with regular exercise. Which additionally performs a meaningful role in weight loss.
It doesn't matter if you're a gym freak or someone who goes to the gym on weekends. It's critical to understand your equipment and its functions.
So, without further ado, here are the top 10 best gym equipment for your training.
Air Bike
Let's begin with Air Bike. It is well-known to the majority of people.
An air bike is beneficial because it assists you in producing all of the resistance. The more you pedal, the more the fan pushes you back. It's the equipment for performing high-intensity interval exercises. Your upper body will be strengthened and toned as a result of this.
Punching Bag
A full-body cardio workout should be your first focus, and a punching bag is a great way to round out the Workout.
Punching bags can be an easy method to get a comprehensive cardio exercise. It's a fantastic method to relieve life's stress. So get at it!
Treadmill
Treadmills offer a simple and effective cardio workout. Treadmills are simple pieces of workout equipment to use.
The treadmill possesses a steady exterior that is much milder to steer than sidewalks, curbs, or trails, and it lessens the hazard of tripping.
In general, users may create their own plans to match the time they have to exercise.
Treadmill exercising burns more calories than most different sorts of in-home exercises.
Dumbbells
Dumbbells are less costly and more adaptable than weight-training equipment, but they are more difficult to operate. They can be taken in normal workouts as part of a well-rounded shape regimen. Because dumbbells are affordable, you may get a set of various weights for a reasonable price.
When you utilize dumbbells, your range of motion isn't limited, so you may gain strength while moving through a complete or partial range of motion and doing several exercises. But there's a snag! You risk injury when you improperly use them. Your Workout will be less successful in building strength.
Pull-Up Bar
Pull-ups are not the same as chin-ups. Your palms and hands should face you when doing a chin-up.
The pull-up is an advanced workout. It's a more challenging variation of the chin up and a crucial Workout. Then there's the pull-up bar's role.
One of the most efficient workouts for strengthening the back muscles is the pull-up. Pull-ups also aid in the development of grip strength. If you lift weights, you need to have good grip strength. Pull-ups are an advanced strength training exercise to master. Hence the friendship of your pull-up bar with you is vital!
Rowing Machine
A rowing machine is a must-have among your equipment requirements! Rowing strengthens the cardiovascular system. It is in charge of delivering vital elements throughout the body, such as nutrition and oxygen.
Barbell Set
The barbell is a longer variant of the dumbbell used in free weightlifting and competitive sports like powerlifting. This machine can do a wide range of exercises, including bench press, deadlift, and bicep curl. An all-rounder tool, if you will! In general, standard barbells are 5 to 6 feet long and weigh 15 to 25 pounds.
Cable Pulley Machines
For severe weight training, cable machines are a feasible alternative, although they are for beginners. Sharpening your balance, on the other hand is perpetually an excellent idea, no matter how advanced you are. When working out with dumbbells, you're most of the time battling against gravity: you lift the weight and then lower it. You can, however, work your body at an angle with cable pulley machines.
Elliptical
One of the most underappreciated pieces of equipment that the majority of people are unaware of. However, since you're reading this, you won't make that mistake. You may get a terrific aerobic exercise on the elliptical machine, which can improve your lungs, heart, and muscles. As a result, your stamina and endurance will improve.
One of the fewer cardio tools that can proffer you an upper- and lower-body workout is an elliptical machine including handlebars. On an elliptical, you may adjust the resistance and slope of the foot pedals. You may target different muscles in your lower body this way.
Exercise Balls
Last but not least, we provide you with a workout ball. Exercise balls are a popular and adaptable piece of training equipment for home or the gym. The exercise ball is utilized to help with balance, muscular tone, and core strength.
It aids in the construction of overall control and durability of the core body muscles. And to enhance balance and stability.
Conclusion
Exercising has several advantages! Managing a healthy level of liveliness grips muscles strong and joints and ligaments flexible, empowering you to move more freely and avoid injury. The current epidemic has jolted us all up.
Even in terms of your mental health. It is aided by exercise. In the brain, exercise increases blood flow and oxygen levels. It also promotes the release of neurotransmitters in the brain.
Everyone should engage in some form of physical activity. It isn't rocket science that no one can grasp.
What are you waiting for now that you know all ten of the tools you'll need for your workout?
Post updated on: Aug 8, 2021 1:23:44 PM
Once there lived a billionaire in a town. The billionaire was in a search of a guard, who could look after his palace. One morning, he went for a walk. He saw a young boy, at the corner of the road, playing music. After seeing that, the billionaire got very impressed by the young boy. The billionaire then went to the young boy and introduced himself. After introducing himself, the billionaire said to the boy, "I have a wonderful opportunity for you. " The boy then asked the billionaire, "Sir, may I know, about which opportunity you are talking all about? " The billionaire then replied, "I am looking for a guard, who could look after my palace. " "Further he added, the guard who would be hired, would get a prestigious house to live, good new clothes to wear, delicious food to eat and several other prestigious facilities along with a handsome pay. So I would like to offer this opportunity to you so from when would you prefer joining it? "
After listening to the billionaire, the young boy said, "Sir, I am very thankful to you for offering me such a wealthy opportunity but I am sorry for not accepting it. " After hearing the young boy, the billionaire surprisingly said, " You are so foolish, rejecting the wonderful opportunity. " Further he added, "by performing this work, you will not be able to earn a good pay but you can become a wealthy man by accepting my offer. " Hearing to this, the young boy immediately replied, "Sir, I am a musician.. this is not only my livelihood, but it's more a passion to me. Music is in my each and every breathe, how can I do away with it? " By doing so, I'll certainly die. " After listening to the young boy, the billionaire gave a gentle smile and went away.
Thus real wealth lies within, in Willingness, Fulfilment, Happiness and
Peace...
Post updated on: Aug 8, 2021 7:39:04 AM
Toasting A Lady In My 100level.
It was in 100level we met in the science lecture theatre. Being a guy that loves knowing and seeing new friends I got attached to her.
She was bearing my surname as well, so I guess fate brought us together. " Agada " my surname was also her surname.
It was on a Friday we met, yes after the Gst111 class was over. It was the last lecture for the week so I just waited for a little before going to the class to read through my Mth111.
" Is that Phy 111 you have there? " I asked.
" Yes, it is. " She replied.
" But the cover is different. Mine is not the same as yours. " I showed her my textbook.
" Ohh yes that's true! Am from Agric Economics Department, so our textbook is different from that of College of Science, so as College of Engineering. " She replied with a smile.
" Do you mind if I check through your textbook? " I asked.
" Sure you can. Why not join me here. " She said.
" Ok then! " I withdrew to her row, as we sat next to each other.
" So what's your name? " I asked.
" Am Agnes Agada and you? " She replied.
" Am Zion Peter, but you can also call me Peter Agada. " I replied.
" Agada!!! " She screamed.
I guess she did not believe me either.
That was how we talked for almost an hour, while I checked through the textbook to see if there was anything in her book that could be of help to me. I also discovered from her that we shared the same local government area.
" Sorry would you mind giving me your number? " I pleaded.
" Sure, dear. 080******67. " She called it for me.
" Ok, dear! I would call you later, let me go cover some topics in Mth111 in the library. " I told her.
" Haaa see me I forgot to ask of your department. " She sighed.
" It's normal! I am from the Department of Mathematics. " I replied.
" You don't mean it! Thank God I have seen someone that would be teaching me mathematics. " She smiled.
" Hmmm, maybe you would be the one to teach me sef. " I laughed.
" Don't joke with me. I would call you when I come to class later. " She replied.
That was how I got a new friend combined with my three male friends, so I have 4 friends now. A girl and three boys.
____
We started reading together. Most times she comes to class earlier than I do, so she kept her bag on a seat next to her so that we read together.
Am usually the long reading type: I read from 8 pm to 5 am most often. So I taught her to read all through the night, and she pretty became a genius in reading more than I did.
She was never satisfied. She read as if exams were holding the next day, from her i learnt " Perseverance " from this damsel. She is beautiful and cool.
____
One piece of advice my parent gave to me before stepping foot on campus, was never to allow distraction come near my studies and my dreams.
Agnes was not a distraction to me from the beginning, so I saw her just as a friend. I was not only reading with her, I have some course mate that we read in the same class with, but not the same seat as I and Agnes did.
The ministry was moving to the permanent site.
____
Suddenly I became attracted to Agnes in another way, I wasn't seeing her just like a friend again, neither was she an enemy.
I started caring more than I did just to a friend, it wasn't a big distraction but I noticed jealousy and bitterness anytime I see her with another guy.
Knowing she was single, and seeing the green light she showed I was also aware she liked me too. But!
" Remember not all green light means go. Some traffic lights malfunction most often causing accidents. "
We still read as normal, relate as normal even when love steeped in.
You are human! So having feelings is not bad, but hope it won't distract you?
____
So I asked most of my friends in parables which would be the best. I did not refer to the issue as being mine but just asking.
" It's good for the person to say it! Then allow it disturbing," they said.
But I told my very tight friend in school then. We knew before getting admission, he is studying Mechanical Engineering.
" Verem How you see this stuff! Should I go? " I asked john mark. ( Verem is his tribal name. )
" Me I don't like that Agnes of a girl. She has an ego and I feel she is just using you as an escort and so on," he replied.
" Johnny I said I like this girl, which one is ego? " I asked.
" Hmmm, Peroo don't come complaining later. I am not in support of that girl. Even if you must date. Not Agnes! " he replied.
" Ok. I have heard you. " I changed the topic.
While all these inquiries were going on, my love was growing.
Celebrate grace!
____
So I prepared one day to ask her out.
We normally walk a little when sleep starts in. We just walk around the classroom block so to chase sleep away.
So that faithful day she said she wanted to sit outside for some time, so I said I would sit with her.
" God is behind me! Agnes hardly stays outside for long. " I celebrated in my heart.
After we sat down, I tried to tell her but I couldn't because my heart was beating so fast.
How will I start? What would be her response? Are you sure she likes you? All this ran through my mind.
So I halted the process and told her I would be going back to read.
" Just now we sat here! And you want to leave? Please stay before boys would come and start disturbing me. " She pleaded.
" So you mean??..? " I asked.
____
Anytime she sees me talking to a girl she would just cough and greet me. I would go and start explaining myself better.
" She is just a friend. We met?? Do you know that my guy? Yes, she is his sister. " I narrated.
" I know! " she answered with her suspicious looks.
____
So one faithful Thursday eve I called her so we could walk around the school because we barely do.
So we saw, walked a little, and sat somewhere. It wasn't dark then.
" But Peter you haven't ever asked who my boyfriend is! " she asked me.
My heart started beating very fast for no just cause.
" I did not see it important, by the way, you told me you were single all this while. " I replied.
" Not single again! I gave him a yes yesterday, I now have a boyfriend," she replied.
" I...don..t g..e..t! " I stuttered.
" I mean am not single again! " she replied with a smile.
" Hope all is well? " she asked.
" Yes all is well " I pretended and smiled at her.
____
I did not cry! I did not frown?. I was depressed.
My motivation became my distraction? I don't know how I got over it.
But sincerely it wasn't easy. 😭😭😭😭😭
And now I have always killed any feeling of love. If you see me, you see me as a freeman.
Not scared of love. But not ready for that ugly incident again?
To my young generation never be distracted, pursue your dreams.
Don't let love lead to suicide.
Don't let love lead to sin.
Don't let love lead to you losing your mind.
Based on a true-life story.
? Zion Peter Jnr
#CBN#CBN
Post updated on: Aug 7, 2021 3:35:11 PM
On Saturday evening (August 7, 2021), Neeraj Chopra became the first Indian to win a gold medal at the Tokyo Olympics. He won a gold in the men's javelin throw after edging out world number one Johannes Vetter. This gold medal is also India's first medal in athletics in the history of the Olympics.
In so doing, Neeraj Chopra has set a note for every Indian that Olympic Gold is for them as well. He set an example for every Indian and a precedent for generations to follow. Athletics is a section where we have always struggled to achieve Gold. Now the day has set for Generations to rethink and set Goals for nailing more and more Gold for our Nation.
Post updated on: Aug 7, 2021 3:34:59 PM
सूर्यपुत्र कर्ण
सुनो कहानी सूर्यपुत्र की, जिसे सारथिपुत्र बनना पड़ा,
सीखने विद्या धनुष?बाण की, वर्ण?व्यवस्था से लड़ना पड़ा;
किया वेश धारण ब्राह्मण का, परशुराम के पास चल पड़ा,
मांगी विद्या परशुराम की, जब परशुराम सब कुछ बांट रहा।
सीखी विद्या, कड़े इम्तिहान, महारथ हासिल करली उसने,
रणभूमि में पार्थ को हंफाया था जिसने;
जांघ पर रखकर सर, सो रहे थे परशुराम,
कहीं से एक भंवरा आया, करने कर्ण की विद्या तमाम।
काट रहा भंवरा कर्ण को, खून उसका बहता चला,
ऊंकार न भरी सूर्यपुत्र ने, भंवरे को वो सहता चला;
रक्तमय पैर देखकर, परशुराम को पता चला,
ब्राह्मण नही ये सारथिपुत्र है, जिसने परशुराम को छला।
यह मानकर परशुराम ने कर्ण को दिया श्राप बड़ा,
फंस जाएगा रथ कीचड़ में, परशुराम का क्रोध बढ़ा;
भूल गया वो विद्या सारी, जब सबसे ज्यादा काम पड़ा,
आखिर सूर्यपुत्र को रणभूमि में पार्थ का सामना करना पड़ा।
पुत्र?मोह में अंधे इंद्र, आए थे ब्राह्मण का वेश लेकर,
दिल जीत लिया देवराज का, कवच और कुंडल दोनों देकर;
अमोघ लेकर लौटा कर्ण, अर्जुन को मार गिराने को,
किसे पता था भीमपुत्र निमित्त बनेगा, अर्जुन को बचाने को।
सामने कर्ण के पार्थ खड़ा है, और रथ का चक्र धंस गया,
माधव की लीला अपरंपार है, यहां कर्ण निहत्था फंस गया;
चक्र बाहर निकालने को, कर्ण को नीचे उतरना पड़ा,
तभी सामने गांडीव पर अर्जुन का बाण सख्त चढ़ा;
निहत्थे कर्ण का वध हुआ, सूरज को भी रोना पड़ा,
ये थी कहानी सूर्यपुत्र की, जिसे सारथिपुत्र बनना पड़ा।
- Akash Macwan
Post updated on: Aug 7, 2021 3:30:33 PM
Traditional culture and the traditional outfits are the souls of our country. No matter to what extent we are traversing towards the western outfits but Indian outfits are always going to steal the limelight when there is a function. We incline towards wearing lehengas and sarees to dress perfectly.
These days, change is becoming an inevitable constant. Every day, we can find a variety of new styles and designs of lehengas in the market, but still, few designs are evergreen, and it turns back the clock for us and derives a feeling of nostalgia. Why not? Lehengas are existing since the time of our grand grandparents and are going to live till the fashion industry exists.
Now, let me present to you "5 evergreen lehenga designs that still add Wings to our glory".
5 Evergreen Lehenga Designs That Still Add Wings To Our Glory:
Lehengas always comes on priority while deciding what to wear at s wedding or engagement ceremony.
Now, let's see "5 evergreen lehenga designs that still add Winx to our glory". These trends are never gonna die.
Veteran Red and Gold Lehengas:
The red and golden theme is still fresh and in trend. You can mould it as per your choice. Use these colours to give an old classy look or adapt for following the ongoing trend it's up to you. These colours are always the premier choice.
Elegant White and Gold Lehengas:
Are you the one who chooses pale colours over bright glorious colours?
Then, the white and gold chikankari lehengas are the perfect match for you. These lehengas can make you still out from the crowd while serving you contentment.
Colour Yourself With Colourful Lehengas:
These days trying out different combinations and playing with colours is resulting in astonishing results. You won't buy it. But they trend too. If you love to enjoy different endeavours, then give this ancient jugaad with different colours a turn.
Mesmerising Rainbow Lehengas:
Hey you! Drive out the notion of rainbow colours not being in tradition. On the contrary to your so-called impression, these rainbow colours work best in the function held in the daytime. It enhances your glory and makes you the star of the function.
Bright Theme Lehengas Still Works:
Contrasting two beautifully bright colours is the top recommendation by designers these days. These bright colours are a feast and, they will brighten up both your looks and soul.
Final Talk
These are some of the evergreen lehenga designs that will never fade. Customize it as per your taste and convenience, and you are ready for the best with the best.
Let us know which evergreen lehenga designs attract you the most.
Post updated on: Aug 7, 2021 12:54:20 PM
Top 15 Home Remedies for Oily Skin
Table of Contents
1. Introduction2. Let's see below all the Home Remedies
2.1. Recognize Your Skin Type
2.2. Wash your Face
2.3. Use Face Wash
2.4. Blotting papers
2.5. Honey
2.6. Cosmetic clay
2.7. Oatmeal
2.8. Almonds
2.9. Tomatoes
2.10. Aloe vera
2.11. Trust Ayurveda
2.12. Trust Ayurveda
2.13. Avoid Oil-Based Products
2.14. Eat Healthy & Stay Fit
2.15. Drink Plenty of Water
4. 10 do's and don?ts from dermatologists
Introduction:
This occurs when the sebaceous glands produce excessive amounts of oily skin. These glands are located just below the skin's surface in the dermis.
Sebum is an oily substance that is composed of fat. Sebum isn't all bad, as it protects and moisturizes your skin, and keeps your hair shiny and healthy.
In contrast, too much sebum may result in oily skin, which can lead to clogged pores and acne. Sebum production can be increased due to genetics, hormonal changes, or even stress levels.
Oily skin and acne are difficult to manage. Still, home remedies can reduce symptoms without the use of prescription drugs or expensive skincare regimens. Here are ten home remedies for oily skin that you can try.
Let's see below all the Home Remedies:
#1 Recognize Your Skin Type:
The pH level and oil balance of your skin determine the criteria for oily skin. Try to determine how oily your skin is before applying oil-balancing methods! Follow these simple steps to get started:
- Check, when your skin becomes more oily and when seems less oily
- Learn why your skin becomes oily
- Recognize, whether your skin is naturally oily or any skin product makes it oily
- Learn whether simple home remedies can control the oil excessiveness or you need to seek dermatological help
- And notice whether your face seems oily for the whole month or it becomes oily for the particular period of a month
#2 Wash your Face
It seems obvious, but many people with oily skin don?t wash their faces daily. If your skin?s oily, washing your face with water is one common thing; you can apply to control the excess oil from your skin. This activity doesn?t need any extra time attention; you can do this every time you go near your sink or basin.
All you need to do is that flap handful of water on your face more than 7-8 times and pat the face dry gently with a soft piece of cloth. This will remove the extra oil and clean the plain dirt layer from your skin surface.
#3 Use Face Wash
As plain water cannot always remove the entire oily layer from our skin's surface, face-wash is a great alternative. The use of a little soap-based face wash two times a day, according to dermatologists, can actually help balance the excessive oil in your cells.
If you have acne, you should use an astringent or cleanser-based face wash that contains salicylic or benzoyl acid. They can unclog pores, remove excess oil, and reduce the risk of acne all in one go.
#4 Blotting papers
While these thin, small papers won't stop your sebaceous glands from going into overdrive, they can help minimize shiny, greasy skin by blotting excess oil from your face.
This can be particularly embarrassing if you're going to be in public. Carry blotting paper cuttings or medicated pads for quick relief in such situations.
These products can be found in any medical store or beauty shop that is licensed and regulated. These products contain acids that are beneficial to the skin, such as glycolic acid and salicylic acid, among others. It takes only a second for them to absorb all of the extra oil from your cells, giving you that supple, natural look for a short while. However, you should consult an expert before using these products and be sure to follow the dosage instructions exactly.
#5 Honey
Nature's most revered skin remedy, honey, is one of the world's most popular products. The oily and acne-prone skin may benefit from its antibacterial and antiseptic properties.
A natural humectant, honey keeps the skin moist but not oily. Humectants rob the skin of moisture without replacing it.
Ideally, apply a thin layer of raw honey to your face; let it dry for about 10 minutes before rinsing with warm water.
#6 Cosmetic clay
In relation to soaking up skin oil, cosmetic clays also treat a variety of skin conditions. A popular treatment for oily and acne-prone skin, French green clay is highly absorbent. French green clay is available as a powder.
To make a spa-worthy French green clay mask:
- Add filtered water or rose water to about a teaspoon of clay until it forms a pudding-like consistency.
- Apply the clay mixture to your face and leave it on until it dries.
- Remove the clay with warm water and pat dry.
Clay masks removed with water are much gentler on your skin than peel-off masks.
#7 Oatmeal
Over time, oatmeal can help to reduce skin inflammation and remove excess oil. It also aids in the removal of old, dead skin cells. When oatmeal is used as a facial mask, it is usually ground up before use. It can be mixed with yogurt, honey, or mashed fruit such as bananas, apples, or papaya.
To use oatmeal on your face:
- Combine 1/2 cup ground oats with hot water to form a paste.
- Stir in 1 tablespoon honey.
- Massage the oatmeal mixture into your face for about three minutes; rinse with warm water, and pat dry.
- Alternatively, apply the oatmeal mixture to your face and leave it on
#8 Almonds
Almonds, when ground, not only exfoliate the skin but also absorb excess oils and dirt.
To use an almond face scrub:
- Finely grind raw almonds to make 3 teaspoons.
- Add 2 tablespoons of raw honey.
- Apply to your face gently, in circular motions.
- Rinse with warm water, and pat dry.
Before adding the honey, grind the almonds into a paste. 10?15 minutes is a good amount of time to leave the mask on. Wash with warm water, then pat dry with a soft cloth. If you are allergic to nuts, do not use them.
#9 Egg whites and lemons
Folk medicine uses egg whites and lemons to treat oily skin. It is believed that both ingredients tighten pores. It is possible that the acid in lemons and other citrus fruits will aid in the removal of oil. People with egg allergies should avoid this remedy.
To make an egg white and lemon face mask:
- Combine 1 egg white with 1 teaspoon freshly-squeezed lemon juice.
- Apply it to your face, and leave it on until the mask dries.
- Remove with warm water, and pat dry.
#10 Tomatoes
Salicylic acid, found in tomatoes, is a common acne home remedy. Tomatoes contain acids that may help to remove excess skin oils and unclog pores by absorbing excess oil.
To make an exfoliating tomato mask:
- Combine 1 teaspoon sugar with the pulp of 1 tomato.
- Apply to the skin in a circular motion.
- Leave the mask on for 5 minutes.
- Rinse thoroughly with warm water, and pat dry.
You can also apply just tomato pulp or tomato slices to your skin.
#11 Aloe vera
Aloe vera is well-known for its ability to soothe burns and other conditions of the skin. There is scientific evidence, according to Mayo Clinic, that it helps treat flaky skin that has oily patches. Aloe vera is widely used to treat oily skin.
Before going to bed, apply a thin layer to your face and leave it on until the morning. It is well known that aloe vera can cause allergic reactions in people with sensitive skin. A small amount of aloe vera on your forearm is a good place to start if you haven't used it before If there is no reaction within 24 to 48 hours, it should be safe to use the product as prescribed.
#12 Trust Ayurveda
Ayurveda has been used for centuries to treat a variety of health problems, including oily skin, and its effectiveness is undeniable. Learn the Ayurvedic treatment for oily skin and take action to achieve a flawless skin type at home by learning the exact treatment.
Some of the effective Ayurvedic ways of treating oily skin are-
- Wash your face with lukewarm milk once a day
- Use essential oils like tea tree oil, lavender oil, rose oil, etc. in boiling water and get the stream regularly
- Spread pure coconut oil on your face and wash off with lukewarm water once a day
- Paste some rice in mortar pester, apply the paste with rose water for 15 minutes every day, and rinse off after rubbing gently
- A mixture of lemon juice and lukewarm water is also extremely effective to control excessive oil from your cells
#13 Avoid Oil-Based Products
If your skin is naturally oily, you should avoid using oil-based beauty products as much as possible. Any beauty product that contains oil, such as a cream, moisturizer, toner, face pack, or for along, can intensify your skin's condition by causing excessive oil production.
As part of your regular skin-care regimen, use only oil-free moisturizer and sunscreen. Avoid cold creams and makeup remover lotions in your daily life because they are naturally formulated with a high concentration of moisturizers. When purchasing a beauty product, be sure to check the ingredient column to avoid any hassles.
#14 Eat Healthy & Stay Fit
Your stomach plays a crucial role in regulating the amount of extra oil that comes out of your cell membranes. Dermatologists always recommend eating a diet rich in antioxidants and omega-3 fatty acids. In addition to improving your skin's overall appearance, these foods also prevent your skin from producing uncontrollable oil and improve the overall texture of your face. These types of healthy diets also keep you fit and in shape, which is also important for achieving a skin type that is envied by others..Some must-includable foods in this regard are-
- Juicy fruits, like blueberries, cranberries, apples, grapes, strawberries, etc.
- Colorful veggies like spinach, bell peppers, beans, tomatoes, celery, broccoli, carrots, artichoke, sweet potatoes, etc.
- Edible seeds like flaxseeds, chia seeds, hemp seeds, pumpkin seeds, etc.
- Other products that are rich in omega-3 fatty acids like walnut, Edamame, seaweed, algae, salmon, tuna, etc.
#15 Drink Plenty of Water
Oily skin can also be relieved by drinking plenty of water on a regular basis. Drinking 8-10 glasses of water per day will adequately hydrate your skin cells and prevent breakouts, which maintain a perfect balance between oil and water.
Oil glands are transformed by hydration, and lubricated cells are released, which reduces the amount of oil on your face. A normal amount of oil is produced by your cells, which keeps your skin soft, but not overly oily.
Preventing oily skin:
When genetics or hormones are to blame for oily skin, it's difficult to prevent. Practicing consistent skincare and avoiding unhealthy foods, such as fried foods, sugary foods, and processed foods, may be helpful in preventing acne.
If you have oily skin and are tempted to cover it up with heavy cosmetics, you may be making the problem worse. The use of makeup, especially foundation, should be reduced when oily skin flares up. Make the switch to oil-free products. Try to find products with the non-comedogenic label, as these are less likely to cause pore blockage.
Oily skin home remedies are touted as effective by many people. Researchers haven't done enough research on most remedies. Your personal situation and the quality of the products you use are both important factors in the success of a home remedy.
Long-term use of certain remedies can lead to allergies. If your skin becomes sensitive to a product, stop using it immediately and consult your doctor.
Stopped using a home remedy if it worsened your symptoms and consulted your doctor or dermatologist Serious acne or other oily skin symptoms should be treated by a doctor. Infection or scarring are possible outcomes.
10 do's and don?ts from dermatologists:
Although oily skin can clog pores and lead to acne breakouts, it also has many benefits, including the ability to reduce wrinkles. When the skin has a high oil content, it tends to be thicker and wrinkle-free. Over-oiling your skin and maintaining its natural moisture are the keys to success.
To help control oily skin, dermatologists recommend the following tips:
- DO wash your face every morning, evening, and after exercise. While washing, resist the temptation to scrub your skin, even to remove makeup. Scrubbing irritates your skin, which can make it look worse.
- DO choose skin care products that are labeled ?oil-free? and ?noncomedogenic.? This means that products that have these labels ? including cleansers, moisturizers, and makeup ? won?t clog your pores or cause acne.
- DO use a gentle, foaming face wash. Many people believe that they need to use a strong face wash for oily skin in order to dry out their skin. However, using a face wash that is too harsh can irritate your skin and trigger increased oil production. Instead, look for a mild, gentle face wash.
- DON?T use oil-based or alcohol-based cleansers. These can irritate your skin.
- DO apply moisturizer daily. Although you have oily skin, it is still important to apply moisturizer to keep your skin hydrated. To save time and protect your skin from the sun?s harmful ultraviolet rays, look for a moisturizer that also contains a broad-spectrum sunscreen with an SPF of 30 or higher.
- DO wear sunscreen outdoors. Sunscreen helps prevent sun damage that could lead to wrinkles, age spots and even skin cancer. To prevent acne breakouts, look for sunscreens that contain zinc oxide and titanium dioxide, and do not use sunscreens that contain fragrance or oils.
- DO choose oil-free, water-based makeup.
- DON?T sleep in your makeup. Always remove all makeup before going to sleep.
- DO use blotting papers throughout the day. Gently press the paper against your face and leave it on for a few seconds to absorb the oil. Don?t rub the paper on your face, as this will spread the oil to other areas.
- DON?T touch your face throughout the day. Although it?s tempting to touch your face, doing so can spread dirt, oil and bacteria from your hands to your face. Only touch your face when you?re cleansing, moisturizing or applying sunscreen or makeup, and make sure your hands are clean first.
If you really looking for something simple and better to lose weight faster ? Smoothie Diet or Fat Belly Tonic or more fitness guide
Continue Reading ? Skincare Routine Tips & Benefits
Post updated on: Aug 7, 2021 1:38:10 AM
Virat Kohli, captain of the India national cricket team, is one of the modern times greats of Indian cricket. He holds several world records in t20 international cricket. Following are the records he has as of today (6 August 2021).
1. MOST RUNS IN CAREER
Virat Kohli has scored a total of 3159 runs in 90 matches he has played. He is the only batsman to get more than 3000 runs in T20 Cricket. New Zealand Batsmen Martin Guptil is just behind him with 2939 runs.
2.HIGHEST CAREER BATTING AVERAGE
Indian Skipper has a splendid Average of 52.65. Second spot holder Mohammed Rizwan is far behind him with an average of 48.40.
Virat Kohli Batting By Bahnfrend - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=40593441
3.MOST FIFTIES IN CAREER
This legendary Indian batsman has 28 fifties, just two fifties ahead of his teammate Rohith Sharma, who has the second-highest number of 50s in T20 cricket.
4.MOST FOURS IN CAREER
Virat has hit 285 fours in his T20 career, which happens to be the highest ever in T20 cricket history. Martin nuptial, Stirling and Rohit Sharma are behind him, giving Virat Kohli a great completion in hitting fours.
5.MOST PLAYER-OF-THE-SERIES AWARDS
Kohli has won the highest number of Man of the Series awards in t20 cricket. He has seven awards in his bag, which is two ahead of Pakistan?s Babar Azam.
Post updated on: Aug 7, 2021 12:07:03 AM
ZONE 32,
BETARE OYA,P.O BOX 12300.BETOUA,EAST REGION.CAMEROON
Tel:
+23767858842 / Fax: + 2376 2222202
Our Ref. Code: 0258/DG/OG80274.11
Buyer: Mr. Date: 06:01:2017
FULL
CORPORATE OFFER
GOLD
BAR
Thanks for your willingness to transact with us. According to our procedures the principal/sellers with full legal and corporate responsibility and under penalty of perjury, with full knowledge of the act, and as seller are ready and able to deliver the herein offered (AU) metal under the following terms and conditions.
PRODUCT: Gold Bar
ORIGIN: Betoua (Cameroon)
QUANTITY: 10kg Gold Bar. (Trial order)
FINENESS/PURITY: 94.99% Plus
CURRENT PRICE: USD$32,000/ per 1kg @ 24 carats Gold Bar.
DISCOUNT: Applicable
PAYMENT: US$D/ by Wire Transfer, COD
METHOD OF PAYMENT: Total values of the Gold Dore Bar are to be paid through bank, after 3 days of buyer assay analysis and acceptance of Gold Bar.
POINT OF DELIVERY: Douala International Airport, Cameroon to buyer?s final destination.
A). DELIVERY: Arrangements will be made by seller, with seller?s delivery agents to deliver the Gold Bar to buyer?s destination by Air Cargo ? Europe or USA/Asia etc, before further deliver to buyer's final destination. Delivery took place within 3 days after acceptance/agreed of terms. It is estimated that All Government & Inland Taxes of the Gold Bar are to be borne by Seller.
Thanks for your willingness to transact with us. According to our procedures the principal/sellers with full legal and corporate responsibility and under penalty of perjury, with full knowledge of the act, and as seller are ready and able to deliver the herein offered (AU) metal under the following terms and conditions.
PRODUCT: Gold Bar
ORIGIN: Betoua (Cameroon)
QUANTITY: 10kg Gold Bar. (Trial order)
FINENESS/PURITY: 94.99% Plus
CURRENT PRICE: USD$32,000/ per 1kg @ 24 carats Gold Bar.
DISCOUNT: Applicable
PAYMENT: US$D/ by Wire Transfer, COD
METHOD OF PAYMENT: Total values of the Gold Dore Bar are to be paid through bank, after 3 days of buyer assay analysis and acceptance of Gold Bar.
POINT OF DELIVERY: Douala International Airport, Cameroon to buyer?s final destination.
A). DELIVERY: Arrangements will be made by seller, with seller?s delivery agents to deliver the Gold Bar to buyer?s destination by Air Cargo ? Europe or USA/Asia etc, before further deliver to buyer's final destination. Delivery took place within 3 days after acceptance/agreed of terms. It is estimated that All Government & Inland Taxes of the Gold Bar are to be borne by Seller.
N.B: The buyer shall pay total sum of gold value cash before taking possession of gold-Cash and carry at his destination.
B). The buyer will provide a refinery where the shipping company
will deliver the Gold Bar. We transact on this procedure because we have lost
so many products to people who claimed to be buyers while they are not but only
use the claim to run away with our quality product without any trace.
C). We confirm that we can make monthly supply of 100 kilograms
per month and a weekly supply of 25kg.
D). Moreover we deliver to buyers, to be paid after refinery test/assay, while buyers pay only for the shipment and taxes of the Gold Bar to their refinery. If you are prepared to work with us accordingly we therefore advise you give us a prompt response after going through the FCO and meeting the following questions:
1. The quantity you need to purchase for first shipment
2. Your Company/Refinery Address for delivery
3. Your direct Tel/Fax No.
4. Name of contact person for document processing
5. Country/Airport for delivery.
F). I want you to know that as soon as we receive your information, it will enable us to send you the Invoice for the quantity to purchase from us and then sign the contract with you. Meanwhile we do ship our products with a reliable shipping/transit Company that cargo our merchandise through Airline.
D). Moreover we deliver to buyers, to be paid after refinery test/assay, while buyers pay only for the shipment and taxes of the Gold Bar to their refinery. If you are prepared to work with us accordingly we therefore advise you give us a prompt response after going through the FCO and meeting the following questions:
1. The quantity you need to purchase for first shipment
2. Your Company/Refinery Address for delivery
3. Your direct Tel/Fax No.
4. Name of contact person for document processing
5. Country/Airport for delivery.
F). I want you to know that as soon as we receive your information, it will enable us to send you the Invoice for the quantity to purchase from us and then sign the contract with you. Meanwhile we do ship our products with a reliable shipping/transit Company that cargo our merchandise through Airline.
N.B: There are cases were buyer and seller comes
to a compromises and seller has to transport gold himself to buyer?s refinery
for testing. In this case, buyer shall provide seller with visa and roundtrip
ticket.
E). THE SELLER CONFIRMS THAT EACH CONSIGNMENT WILL BE ACCOMPANIED BY THE FOLLOWING DOCUMENT'S to Europe/USA/ASIA or buyer's final destination point:
- Commercial Invoice made out to
BUYER
2. Certificate of Origin
3. Packing List
4. Assay Report
5. Certificate of Ownership
6 Master Air waybill etc at buyer?s request.
N.B: We deliver through diplomatic means to prevent buyer from
government taxes harassment.
F). Please forward your Letter of Interest to us. As soon as terms are agreed by all parties, we will begin delivery procedures via Europe/, ASIA/ USA or other Countries. We look forward to establishing a long-term relationship with you by supplying Gold Bar to you on a long-term basis. If you have any questions please call or email us anytime. We look forward to your prompt reply and are ready, willing and able to deliver upon your request.
F). Please forward your Letter of Interest to us. As soon as terms are agreed by all parties, we will begin delivery procedures via Europe/, ASIA/ USA or other Countries. We look forward to establishing a long-term relationship with you by supplying Gold Bar to you on a long-term basis. If you have any questions please call or email us anytime. We look forward to your prompt reply and are ready, willing and able to deliver upon your request.
 |
Seller Buyer
Sign ?? Sign?
FOR SELLER: FOR BUYER:
Mr.Aime Tarbah Tarh
Mr.
Post updated on: Aug 7, 2021 12:06:30 AM
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Owned Instrument with a value of $ 18,000,000.00 (Eighteen Millions US$)
The Instrument is a [ X ] BG / [ ] SBLC / [ ] MTN / [ ] LTN
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If no, what language? :
If English is not listed, please provide the name and co-ordinates
of a person you designate to translate from English to your preferred language.
Translator Name :
Translator Address :
Translator Telephone Number :
Translator Facsimile Number :
Translator E-mail Address :
Details of the Bank Account ? From Where your Instrument is held/issued
Bank Name :
Bank Address :
Bank Swift Code :
Account Name :
Account Number :
Account Signatory Name and Title :
Bank Officer Name and Title :
Bank Officer Telephone Number :
Bank Officer Facsimile Number :
Bank Officer E-mail Address :
Insert Client Letterhead Here
4. DECLARATION OF NON SOLICITATION AND FUNDS OWNERSHIP
I, (INSERT YOUR NAME)
warrant and attest, with full personal and corporate responsibility that as the
beneficial owner; I have full legal title and authority with no governing
restrictions over the herein described Bank Instrument.
We hereby grant THE TRANSACTING
PRINCIPALS and/or Secure Platform Funding full permission and authority to
verify, confirm, and reconfirm said collateral and/or assets on a bank-to-bank
basis and conduct standard background checks of the collateral and/or assets,
and the corporate entity owning such.
I
warrant and attest that I have not authorized or offered to any other party,
consultant, broker or investor the placement of the collateral and/or assets
defined herein nor have I shopped the collateral and/or assets to any other
financial broker, consultant or company in the last 8 weeks.
I certify and attest that at no time has
your organization or any agent and / or appointee on your behalf made any offer
or solicitation.
I, (INSERT YOUR NAME) attest and warrant with full
responsibility under the penalty of perjury that:
a)
The
available Bank Instrument listed in this Application is from good, clean,
cleared sources, free
and clear of security interests or similar interests of any kind or nature
whatsoever.
b)
I
or the company I act for are the full owner or beneficiary of the Bank
Instrument.
c)
The
Bank Instrument has been legitimately earned and obtained from non-criminal
& non terrorist origins.
d) The Bank Instrument is free and clear of any
liens or encumbrances and the Bank Instrument is under my control, immediately
available and freely transferable without consent of any third party.
e) The Bank Instrument are legally earned, taxed,
and include no independent third-party interests.
f) The Bank Instrument owner and beneficiary are not a party to a law suit
or pending adverse legal action, further, there are no pending contracts
existing, or about to exist, that could affect the said Bank Instrument.
g) All information supplied in
the documentation submitted with this Application and the Bank Instrument involved, are not in violation of the
Patriot Act of October 26, 2001, and amendments thereto, with its related
financial crimes counterparts however interpreted, defined and enacted, whether
within the United States or any other international jurisdiction.
I, (INSERT
YOUR NAME), as Account Holder and duly Authorized Signatory, do hereby confirm
that I have requested of you and your organization, specific confidential
information and documentation on behalf of myself regarding currently available
Private Financial Opportunities to serve only my interest, education, and not
for further distribution.
I hereby agree that all information received from
you is in direct response to my request, and is not in any way considered or
intended to be a solicitation of any sort, or any type of offering, and for my
general knowledge only. I hereby affirm under penalty of perjury, that I
have requested this information from you and your organization of my choice and
free will and further, and that you have not solicited me in any way.
I hereby represent that I am
not an informant, nor am I associated with any government agency of the United
States of America, or any other country, such as the Secret Service, Internal
Revenue Service, Federal Bureau of Investigation, Central Intelligence Agency, Securities
and Exchange Commission, Banking Commission, Interpol, any countries Financial
Market Authority, nor any agency whose purpose is to gather information
regarding such transactions or offerings.
I understand that any contemplated transaction is strictly
one of a private nature, and is in no way relying upon, or relating to, the
United States Securities Act of 1933, as amended, or related regulations, and
does not involve the sale of public securities.
Further, I hereby declare that you have disclosed
that you are not a licensed security trader, attorney, bank officer, certified
public accountant or financial planner. Any information, work or service
conducted hereunder is that of a private individual and that this is a project
funding transaction that is exempt from the Securities Act and not intended for
the general public but Private Use only.
I acknowledge that submission of this application
is no guarantee of acceptance, that no reason for being declined needs to be
given, nor do I have a right to appeal any decision. I agree that regardless of
the outcome with my application I will not to make any negative public or
private statement either in writing or verbally to any other party, website,
media company or person.
The electronic or facsimile transmission of these
documents shall be considered a binding and enforceable instrument,
treated as original copy. Original may be obtained upon request.
I, (INSERT YOUR NAME), hereby declare with full
personal and corporate responsibility under penalty of perjury that the
information given within this application true and correct, genuine and
accurate, that I have had the opportunity to consult appropriate professional
accounting and legal advice and that I have read and voluntarily agree to all statements
in this documentation without reservation or hesitation.
By: (INSERT
YOUR NAME)
Signed____________________________________________
Date_____/_____/_____
Title_________________________________
Passport Number ___________________
Insert Client Letterhead Here
5. BOARD OF DIRECTORS CORPORATE RESOLUTION
A special meeting of the Board of Directors of (Company Name)
(hereinafter referred to as ?Corporation?) was duly held in accordance with the
Articles of Association/By Laws of the Corporation on the ___/___/___
Present at the meeting were the following
Directors: ____________________________
______________________________________________________________________
The meeting of the Directors undertook the
following Corporate Resolution, which has been recorded in the Minute of the
Book of the Corporation.
It was unanimously resolved to utilize the (BG, SBLC, MTN, LTN) Bank
Instrument with a value of ___________________________________________
on deposit at (Bank Name) for an investment,
monetization, sale, trading or private financial opportunity.
Additionally it was unanimously resolved, that Authorized Persons Name
of the Corporation who is the authorized signatory of the (BG, SBLC, MTN, LTN) Bank Instrument, is authorized to use the
full companies corporate authority, to enter into instrument monetization, sale,
trading and fee agreements as necessary, to make selections as to which
investment, monetization, sale, trading or private financial opportunity will
best suit the placement of these funds/assets so as to assure the anticipated
financial returns and to receive and distribute all profits from the investment,
monetization, sale, trading or private financial opportunity.
The necessary authority and powers required to
undertake these tasks and responsibilities are hereby granted to:
Name :__________________________________________________
Passport No. :__________________________________________________
Country of Origin :__________________________________________________
It is therefore, unanimously resolved that the
appointed officer above shall have the authority to negotiate all details and
sign the final contract with the officer representing the investment,
monetization, sale, trading or private financial opportunity and associated authorities
or bank officers.
There being no further business, the meeting was
declared adjourned, and in witness thereof, the directors signed below on the
date first written above.
Signed and sealed this date of ___/____/____
Signature:__________________________ Full Legal Name:_____________________
Title:______________________________ Passport # :_________________________
Passport Issuing Country:_____________________________
Insert Client Letterhead Here
6.
PASSPORT
|
Insert Full
Color Photo of your Passport Here
|
I, (INSERT YOUR NAME), hereby declare with full
personal and corporate responsibility under penalty of perjury that the passport
above is mine and is true and correct, genuine and accurate.
By: (INSERT
YOUR NAME)
Signed____________________________________________
Date_____/_____/_____
Title_________________________________
Passport Number ___________________
Post updated on: Aug 7, 2021 12:05:33 AM
FULL CORPORATE OFFER M.CHILE
Our Ref: M.CHILE/OF-2 / 06/016
THIS AGREEMENT IS MADE ON THIS DAY OF 24th June 2016 BETWEEN:
SELLER CODE: M.CHILE/OF-2/GHANA/200./06-2016
VIA: JOSE LUIS BLANCO/NORA FABRO
TO: END BUYER
We, MAS CHILE, SPA Hereby state below with full co-operate authority and legal
responsibility, willing and able to sell to you GOLD BARS under the following terms below;
COMMODITY: Alluvial Gold Bars.
QUALITY: 22+ Carats plus
PURITY: 92 %) or better
FIRST TRANCHE: 100 KGS
ORIGIN: Ghana ? West Africa.
QUANTITY: 200 KGS. Per month
ROTATION: We are however in a position to rotate 200kg monthly.
PRICE: USD 34.000 Kilo
PAYMENT: CASH and CARRY
OTHER TERMS AND CONDITIONS: A contract stipulating terms and conditions of this
transaction will be signed between seller and buyer. The gold will be accompanied by the
following documents:
1. Commercial invoice
2. Certificate of origin
3. Bank of Ghana A2 Form
Post updated on: Aug 7, 2021 12:05:13 AM
SALE AND PURCHASE AGREEMENT (SPA)
FOR
THE SUPPLY OF GOLD DORE BARSFROM
GHANA
Seller?s Code :
Buyer?s Code :
FOR THE
PURCHASE OF AURUM (Au)
This Agreement is for the purchase of
Gold Dore (Au) and is made and entered into on this day of JUNE 2016 by and
between:
Buyer :
Regd. Office :
Rep.
By :
Title :
Passport :
E-Mail :
Phone
:
Mobile :
Seller :
Regd. Office :
Physical Office :
Rep.
By :
Title :
Passport :
E-Mail :
Phone
:
Mobile :
IN GOOD CONSIDERATION
OF THE WARRANTS, PROMISES AND MUTUAL COVENANTS HEREIN SET FORTH, BOTH PARTIES
UNDERSTAND AND AGREE UPON THE TERMS AND CONDITIONS FOR THE PURCHASE OF GOLD
DORE BARS (Au) AS FOLLOWS:
XXXXXXX. the Buyer, with full legal and corporate
responsibility does hereby assert and warrant that he has legal funds to
purchase, denominated herein as U.S. Dollars, which are good, clean, and clear
and of non-criminal origin, and is able to, upon evidence of the seller?s
commodity, provide banking capability, and furthermore, declares that he is
ready, willing, and able to buy the herein mentioned gold dore bars (Au).
WHEREAS, XXXXXXXXXXXXXXXXXXXX
the
Seller, with full legal and corporate responsibility and under penalty of
perjury, hereby asserts and warrants that he has in his possession gold (Au) in
the physical form of dore bars readily available for sale and able to provide
formal and legal documents evidencing the existence of the commodity and and -hereby
declares that he is ready willing and able to sell the herein mentioned gold
dore bars (Au) to be paid in US dollars.
COMMODITY SPECIFICATIONS
Commodity: AU-METAL (Gold Dore Bars)
Quantity: 200 Kg (50 kg per
day)
Form: Dore Bars
Purity: % Min.
Fineness: 22 + Carats Min.
Assay: Final Assay Report, issued by BAR PURITY
REFINERY Accra, Ghana accepted by Buyer and Seller.
Origin: Ghana
Delivery: FOB Accra, Ghana BAR PURITY REFINERY
Price: $xx,xxx.00
USD per Kg @ 99.995%
out turn
Payment: Wire Transfer or Cash (payment in full must
be made to transfer title)
Seller's declaration that the goods are not of criminal origin and are
unencumbered and free and clear of any liens
NOW
THEREFORE, in
consideration of the undertakings of the parties herein contained, the parties
do hereby agree as follows:
ARTICLE
01 - COMMODITY
AURUM (Au)
ARTICLE
02 - QUALITY OF THE COMMODITY
FORM : Dore
Bars
SPECIFICATION : **Purity % or
better** Fineness 22 karat or better.
ASSAY : Final assay to be made at
the nominated refinery BAR PURITY Accra-
Ghana.
ARTICLE
03 - COUNTRY OF ORIGIN
Ghana.
ARTICLE
04 - QUANTITY
200kg
(kilograms) Gold Dore Bars.
50 kg per day
ARTICLE
05 - PACKING
Packed in metal boxes, suitable for
Gold export shipment.
ARTICLE
06 - DISCHARGING REFINERY & INCOTERMS
FOB Bar
Purity Accra, Ghana
ARTICLE
07 - PRICE
PRICE ? $xx,xxx USD/ per kg (for Final 99.995%
purity & 22+ carats in net weight of Gold Dore Bars unrefined) is in
United States Dollars.
ARTICLE
08 - DELIVERY TERMS
REFINERY INFO
Name
of Refinery:
BAR PURITY GHANA LIMITED
#5 ABIDJAN STREET,
EAST LEGON, ACCRA, GHANA
CONTACT:
1) Seller returns in DOC format via email the final agreement signed and
executed with full banking and passport attached, Buyer will return duly signed
agreement and sealed via email in PDF format.
2)
Both Buyer and Seller will attend BAR PURITY
to perform final assay after arrival of the cargo in question
in 50 kg tranches to total 200 kg.
3)
Buyer is responsible for assaying, smelting
and all charges at the nominated refinery. At the end of the refining process,
the refinery shall present a copy of the ?Refinery Final Assay Report? to Buyer
and Seller, for acceptance.
The
quantity (weight) of the Gold and the purity percentage of the Gold will be as
stated in the Final Assay Report. Seller will issue an Invoice to Buyer for payment.
4)
Within
one (1) banking days of receipt of the Final Assay Report from the Refinery and
the Seller?s Final Invoice, the Buyer will send via SWIFT MT103 wire transfer the
full amount of the payment for the 50 Kg Gold Dore Bars or the assayed amount
of the total in the case of a partial shipment less than the total amount to the
nominated Bank Account of the seller. The specific amount to be paid to the
sellers account will be provided by Sellers invoice with the specific banking
coordinates in this agreement. Buyer guarantees payment will be issued on
successful assay results within the specified time period to the bank
coordinates of the Seller. The total amount of 200 kg will be assayed and paid
for 50 kg at a time.
5) NOTE:
the gold remains in the refinery?s vault after assay till payment, before
seller can tranfer ownership to the buyer
? After the funds had been cleared and reflected in Seller?s
nominated Bank Account provided the Buyer becomes the owner of the Gold
automatically taking possession without liens or encumbrances.
ARTICLE
09 ? PAYMENT
Payment 100% by Wire
Transfer in USD immediately into
the Seller?s nominated bank account provided within this agreement. Seller must issue invoice matching the final mutually
accepted assay report. Assay must be on the entire quantity of Gold Dore Bars
in the final assay report.
ARTICLE
10 - BANKING DETAILS
SELLER?S BANKING DETAILS
BANK NAME :
BANK ADDRESS :.
ACCOUNT NAME :
ACCOUNT ADDRESS :
IBAN NO. :
SWIFT CODE :
:
BUYER?S BANKING DETAILS
BANK NAME :
BANK ADDRESS :.
ACCOUNT NAME :
ACCOUNT ADDRESS :
IBAN NO. :
SWIFT CODE :
ARTICLE
11 - WARRANTIES BY THE SELLER
? Seller
warrants that the Gold Au can be shipped to anywhere in the world without
restrictions.
? Seller
agrees to sell and deliver under the terms of this agreement the delivery of
gold Au shipment as mutually agreed by the agreement.
? Seller
warrants that the Gold Au has been legally acquired, and that there was no
infringement or violation whatsoever of any laws and/ or regulations from the
country of origin or of any other country that may apply to the history of
transfer of ownership from the mining and production to the present owner, and
to the moment that ownership of the title passes hands.
? The
Seller covenants that the Gold Au to be sold is of standard good international
accepted standard and it does not contain any dangerous content such as
radioactivity, mercury, arsenic, cyanide or any other dangerous chemical
elements or metals that cause harm to the environment or humans.
ARTICLE
12 - GENERAL CONDITIONS
? Buyer
and Seller each declare unto one another that the Gold Au offered herein for
sale, and the origin of the funds used for purchasing the Gold Au bars
commodity, do not contravene:
? The Drug
trafficking Offences act 1986,
? The
Criminal act 1988, the Prevention of Terrorism (temporary provisions) act 1989,
? The
Criminal Justice (International Co-operation) act 1990, the Criminal Justice
Act 1993, the Swiss Criminal laws.
? The
Money Laundering regulations 1993, and the U.S.A. Patriot Act of 2001-2006, or
any other law related to any illegal or criminal activity. And accordingly each
party to this agreement indemnifies each other against any such allegations
which, may or may not be made in the future. And,
? To the
best of his knowledge each party declares that, no specially designated nation,
terrorists groups or organizations or governments that promote terrorism,
specially designated narcotics
traffickers, terrorist organizations, terrorists groups of pirates operating in
the seas or oceans around Africa and Asia, blocked persons, or targeted
countries, as designated by the U.S.A. Office of Foreign Assets Control is now
or will hereafter (1) be a party to this transaction or (2) share in any
benefits of this transaction payments. And, none of these parties will receive
any financial support from the payment for this Gold bars transaction.
ARTICLE
13 - CHANGE TO BANKING COORDINATES
Buyer or seller as agreed in writing
may change banking coordinates during the contract to expedite payment
arrangements.
ARTICLE
14 - BANK COMMUNICATION
Any unauthorized communication with
either party?s bank/ bank officer will give the affected party the right to
void and cancel this contract. The Seller and the Buyer are not authorized to
call or contact the other party?s bank or bank officers without the
authorization from the other party. Banking days refer to Banking Business
Days.
ARTICLE
15 - SPELLING AND TYPOGRAPHICAL ERRORS
And differences of such nature between
bank issued and beneficiary issued documents shall not
be deemed discrepancies provided that the intent of the writer is clear from
the context and in such case only UCP500 regulations shall apply at any time,
and correction of any error or discrepancy to be requested by the other party
to be corrected via fax. And this shall not delay the transaction progress.
ARTICLE
16 - TOTAL AGREEMENT
This agreement supersedes any and all
prior agreements and represents the entire agreement between the parties. No
changes, alterations or substitutions shall be permitted unless the same shall
be notified in writing and signed by both parties. If
any provision of this agreement shall be held to be invalid, illegal and
unenforceable or in conflict with any law of jurisdiction, the validity,
legality and enforceability of the remaining provisions shall not in any way be
affected or impaired thereby. No changes, alterations or substitutions shall be
permitted unless the same shall be notified in writing and signed by both
parties. This agreement is assignable.
ARTICLE
17 - ELECTRONIC COPIES
This agreement shall be accepted to be
legal and binding by both parties if executed and sent by fax and/or email
direct to the parties concerned at the coordinates contained within this
agreement.
ARTICLE
18 - BINDING AUTHORITY
This agreement is binding upon the
parties hereto, their assigns and successors and is signed with full authority
to act.
ARTICLE
19 - COUNTERPARTS
This contract may be executed in one
or more counterparts [each party may sign a separate copy of the same
contract], or signed by facsimile / electronic copies, each of which shall be
deemed as original, all of which shall constitute one original and the same
contract when individually signed by each party, in different places and time,
and it is a binding and enforceable legal document.
ARTICLE
20 - TAXES AND INSTITUTIONAL COSTS
Buyer hereto individually and
separately accepts that all liabilities for taxes, levies, duties, charges and
any institutional costs applicable in the execution their respective rules and
regulations will be covered by respective parties. In the event it occurs, the
parties hereto shall only be responsible for those commissions and fees that
they in writing have agreed to pay. Each party shall indemnify and hold the
other party harmless against any third party claims or other forms of payment
demands of above-mentioned nature.
ARTICLE
21 - APPLICABLE LAW AND JURISDICTION
? This
Agreement shall be governed by and construed in accordance with the laws of
England.
? Any
dispute arising out of or in connection with this Agreement, including any
question regarding its existence, validity or termination, shall be referred to
and finally resolved by arbitration under the Arbitration Rules of England,
which Rules are deemed to be incorporated by reference into this clause. The
number of arbitrators shall be either one or three. The seat, or legal place,
of arbitration shall be England. The language to be used in arbitration shall
be English. The governing law of the Agreement shall be the substantive law of
England. Prior to initiating Arbitration, the parties must first submit any
unresolved dispute(s) to mediation, conducted under the rules of International
Arbitration. The parties agree to waive all provisions of the Convention of
International Sales of Goods (CISG).
ARTICLE 22 - ETHICS (NON-CIRCUMVENTION AND
NON-DISCLOSURE)
Both buyer and seller acknowledge that
the harm to the other party would be substantial and therefore the seller and
the buyer agree to abide by the customary international rules of
Non-Circumvention and Non-Disclosure as established by the International
Chamber of Commerce (ICC) Paris, France for a period of 05 (five) years from
the date hereof and said non-circumvention and non-disclosure shall include,
but not be limited to communicating with each other?s banks or other parties
directly related to this transaction of either buyer or seller. The
understanding and accord of this subparagraph will the termination of this
agreement
IN WITNESS WHEREOF, the Parties hereto have
executed this Agreement as of the date first above written.
ARTICLE
23 - EXECUTION OF THIS AGREEMENT
The terms of this agreement shall be
confirmed and signed by the Buyer and the Seller via facsimile or email. Said
executed facsimile or email shall be binding and initiates and concludes the
legal liabilities between Buyer and Seller of this one year contract. By
signing below, both parties abide by their corporate and legal responsibility,
and execute this contract under full penalty of perjury.
Please note: Electronic signatures are valid and accepted as hand
signature
EDT (Electronic
document transmissions) shall be deemed valid and enforceable in respect of any
provisions of this Contract. As applicable, this agreement shall be:
Incorporate U.S. Public Law 106-229,
??Electronic Signatures in Global and National Commerce Act?? or such other
applicable law conforming to the UNCITRAL Model Law on Electronic Signatures
(2001) and ELECTRONIC COMMERCE AGREEMENT ( ECE/TRADE/257,
Geneva, May 2000) adopted by the United Nations Centre for Trade
Facilitation and Electronic Business (UN/CEFACT). EDT documents shall be
subject to European Community Directive
No.95/46/EEC, as applicable. Either Party may request hard copy of
any document that has been previously transmitted by electronic means provided
however, that any such request shall in no manner delay the parties from
performing their respective obligations and duties under EDT instruments.
SIGNATURES
OF THE PARTIES TO THIS CONTRACT:
IN
WITNESS WHEREOF, The undersigned have read this document and had advise of its legality and after understanding the content
of this contract written in the english language, by knowledge of the language
or by professional translation to the party?s language and legal advice and each party initialled all the pages of this contract
and, fully understands and agrees that its execution constitutes an acceptance
of all of its mutually protective covenants, terms and conditions, and is
lawfully binding upon the ?Parties?, and their legal heirs, successors,
representatives, and designee and
assignees. And, the
signatories warrant that they have read and understood the responsibilities and
obligations indicated in this contract by signing this document and attest that
they have signed this Contractual Agreement in their duly authorized and lawful
capacity of their own free will, AND, UNDER
LEGAL ADVICE BY THEIR LEGAL COUNSEL, LAWYER OR ATTORNEY AT LAW, on the date
indicated by each signatory?s signature below:
SELLER ?SIGNED
AND SEALED ON THIS 6th DAY OF
june 2016, BY THE SELLER:
______________________________
Name:
Mr.
Position:
Passport No.
Seller :
Regd. Office :
Physical Office :
Rep.
By :
Title :
Passport :
E-Mail :
Phone
:
Mobile :
AND
BUYER
SIGNED AND SEALED ON THIS DAY OF
june 2016, BY THE SELLER:
______________________________
Name: Mr. ???????????
Position: ????????????
Passport No. ?????????????
TEL: +***************
REP.
BY:
(SELLER ?by Mr.
- INTERNATIONAL PASSPORT COPY)
(BUYER ?represented
by Mr?????????????????.
-
INTERNATIONAL PASSPORT COPY)
Post updated on: Aug 7, 2021 12:04:49 AM
SALES AND PURCHASE
AGREEMENT (SPA)
AU GOLD BARS
Transaction Code:
KEN-FOB-MONT-DAVESTEF-NOV 2020
This Private Sale
and Purchase Contract of Alluvial Gold Dore Bars (Gold) hereby referred to as
(Agreement) is entered into, signed and executed on this Friday, 06 August 2021 by and between THE
following parties:
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|
|
ADDRESS
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REPRESENTED BY
OWNER
|
|
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DEALER'S LICENCE:
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OWNER PASSPORT NO
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MANANIG DIRECTOR
|
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SELLER MANDATE:
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DAVID
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SELLERS ANDATE PASSPORT/GREEK ID
|
MRS.
BUKONJA. STEFANOVIC JAGODA-STEFANIE
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TELEPHONE
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+30 697 817 040
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COUNTRY
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TEL/fax
|
+
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SELLERS EMAIL
|
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EMAIL
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Hereinafter referred to as the "Seller"
And
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Name
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Mr LARRY MONTGOMERY
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Company
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INSPECTACON CORPORATION
|
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Address
Telephone no
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6551 ARLINGTON DR.
PLEASANTON, CA 94566
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Country
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USA
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Represented by
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MR. PATRICK MAGETZ ALIGAWESA
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Nationality
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AMERICAN
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Email
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Hereinafter referred to as the "buyer"
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1. PRICE
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$42,000 GROSS / $35,000 NETT
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2. PURITY
|
96+ % or better
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3. QUALITY
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23+ carats
or higher
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4.
QUANTITY
|
200
KILOS
|
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5. ASSAY.
|
Final Assay to be made
at and by Buyer?s preferred refinery.
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6. ORIGIN
|
West Africa/Burkina Faso
/ Guinea Conakry /Mali/Sierra Leone/Ghana
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7. PACKING
|
Export package boxes
or any other
suitable internationally accepted packaging
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8. DELIVERY
|
To Be Added
(TBA)
|
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9. COMMISSIONS
|
$7,000.00. As per IMFPA ? payable by Buyer
Paymaster (simultaneously on payment to the Seller)
|
a
TESTING DESTINATION (CONSIGNE NAME):
|
TEST FACILITY
|
XXXXXXXXXXXXXXXXXXX
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ADDRESS :
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CONT.
PERSON:
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TEL.:
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FAX:
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DOCUMENTS:
EACH SHIPMENT AND DELIVERY SHALL BE IDENTIFIED WITH ALL ASSIGNED
CONTRACT REFERENCES, CODES AND NUMBERS. SELLER MUST PROVIDE THE FOLLOWING
DOCUMENTS TO BUYER:
?
THREE ORIGINALS OF
COMMERCIAL INVOICES IN FAVOUR OF THE BUYER
?
CERTIFICATE OF
ORIGIN, UGANDA ? GOVERNMENT APPROVED
?
PACKING LIST /
ASSAY REPORT
?
CERTIFICATE OF OWNERSHIP
?
CERTIFICATE OF WEIGHT
?
CUSTOMS CLEARANCE
CERTIFICATE AND CENTRAL BANK CERTIFICATE CONFIRMING LEGAL EXPORT AND TAXES
PAID.
?
EXPORT LICENSE/
PERMIT TO EXPORT
?
AIRWAY BILL
INCLUDING INSURANCE
?
DECLARATION
THAT THE ?GOLD? IS OF NON-CRIMINAL ORIGIN, UNENCUMBERED AND FREE OF ANY LIENS,
IS TRANSFERABLE AND EXPORTABLE IS NOT OWNED OR SOURCED FROM OR THROUGH A PEP
(POLITICALLY EXPOSED PERSON)
PROCEDURE:
1.
The Seller and buyer agrees to meet with our
Assay team and test the agreed 75kgs of Gold
Dore to be assayed by the Buyer?s representative at the Security House or a
secured location in the city of Nairobi, Kenya.
2.
After testing the Gold and once it meets specifications, buyer transfer
money to the
Seller?s account.
3.
,,
Seller upon receipt of payment transfers
ownership of the gold to the Buyer.
4.
The Buyer agrees to pay $7,000.00 US dollars per
KG in commission.
5.
5.The Buyer bear about transport from storage,
all export documents
CLEAR
TITLE:
Seller confirms and warrants that the
Title of the gold to be sold herein will be free and clear of any and all Liens
and encumbrances. Further the Seller states that the gold is not of terrorist
and/or criminal origin.
FORCE
MAJEURE:
The parties hereto shall not be held
liable for any failure to perform under the "Force Majeure" clause as
regulated by the International Chamber of Commerce which clauses are deemed to
be incorporated herein.
ETHICS:
(NON-CIRCUMVENTION and NON-DISCLOSURE).
Buyer and Seller and Carrier acknowledge
that the harm to the other party would be substantial and therefore the Seller
and Buyer agree to abide by the Customary International rules of
non-circumvention and non-disclosure as established by the International
Chamber of Commerce in Dubai for a period of five (1) years from the date
hereof. Said Non-circumvention and non-disclosure shall include, but not be
limited to communicating with each other's banks, refiners, representatives of
Buyer with Customs, brokers or Seller's mandate. The understanding and accord
of this subparagraph will survive the termination of this Agreement.
TOTAL
AGREEMENT:
This Agreement supersedes any and all
prior agreements and represents the entire Agreement between the parties. No
changes, alterations or substitutions shall be permitted unless the same shall
be notified in writing and signed by both parties.
EXECUTION
OF THIS AGREEMENT:
The terms of the is Agreement shall be
Confirmed and signed by the Buyer and the Seller and via facsimile or Email. Said executed
facsimile or email shall be binding and initiates and concludes the legal
liabilities between Buyer and Seller of this Agreement. By signing below, all
parties abide by their corporate and legal responsibility, and execute this
Agreement under full penalty of perjury.
1. Then decision.
of the tribunal shall be final binding and no appeal shall lie there from.
The tribunal shall have the power to order
one party to contribute to the reasonable costs and expenses of the other
party, or to pay all or any portion of the costs of the h, as the panel
determines in its b. Judg6ment the award rendered by the arbitrator may be entered in any court having
jurisdiction thereof, plus any and all court costs, attorney fees and any
other costs or charges reasonably necessary to adjudicate the controversy.
TRANCHE SCHEDULE AS AGREED BETWEEN BUYER
AND SELLER
1. FIRST TRANCHE :
200kg
2. SECOND TRANCH :
3. THIRD TRANCH :
BY SIGNING BELOW, both parties abide by their
corporate and legal responsibilities to this Agreement.
|
|
Signature Buyer :
|
|
COMPANY :
|
COMPANY: INSPECTACON
CORPORATION
|
|
Name :
|
REPRESENTED BY:
MR PATRICK MAGETZ
ALIGAWESA
|
|
PASSPORT ID:
|
PASSPORT ID: 48251384 USA
|
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AS THE REPRESENTATIVE OF THE SELLER / BUYER
|
AS THE REPRESENTATIVE OF THE BUYER
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|
06.08.2021
|
09,
11, 2020
|
1.1
Seller?s Bank CoDE for receipt of payment from buyer after final invoice
from seller
|
SELLER RECEIVING BANK SWIFT
MT700
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BANK NAME
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BANK ADDRESS
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CITY/STATE/ZIP
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SWIFT
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BANK CODE
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IBAN NUMBER
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ACCOUNT NUMBER
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ACCOUNT NAME
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BRANCH CODE
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BANK OFFICER
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BANK OFFICER EMAIL
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BANK TEL
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DIRECT TELEPHONE
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CORRESPONDENT BANK IN EUROPE
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ADDRESS
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SWIFT
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ACCOUNT NUMBER
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Buyer?s Bank Coordinates for sending of payment from buyer after final invoice
from seller
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BUYER?S SENDING BANK SWIFT MT700
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BANK NAME
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BANK ADDRESS
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CITY/STATE/ZIP
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SWIFT
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IBAN NUMBER
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ACCOUNT NUMBER
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ACCOUNT NAME
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BANK CODE
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TBA
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BRANCH
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BANK OFFICER
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BANK OFFICER EMAIL
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BANK TEL
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DIRECT TELEPHONE
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CORRESPONDENT BANK IN USA
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ADDRESS
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SWIFT
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ACCOUNT NUMBER
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PASSPORT COPY OF BUYER
PASSPORT COPY OF SELLER
NON-DISCLOSURE,
NON-CIRCUMVENTION & WORKING AGREEMENT
IRREVOCABLE
FEE PROTECTION AGREEMENT
(I.C.C.
400/500/600)
|
COMMODITY
|
METRIC TONS DORE BARS ?
|
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TRANSACTION AGREEMENT
NO
|
KEN-FOB-MONT-DAVESTEF- KENY=NOV 2020
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SELLER CODE
|
DAVESTEF10/11/20
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BUYER
CODE
|
MONTGOMERY 0022020KENYP
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|
DATE:
|
06/08/2021
|
Whereas, the undersigned parties are mutually desirous of doing business
with respect to the arranging, selling and buying and in cooperation with one
another and with third parties for their mutual benefit. The documents which
are going to follow this agreement like letters of intent, full corporate
offers, bank comfort letters, contract terms and conditions, banking details or
pre-advised payment instruments and/or any information contained in such
documents will not be passed, under any circumstance, onto another intermediary
or broker or trader or whatever company or private persons who are not related
to this transaction or leading to end buyers or end suppliers without
prior specific written consent of the party(s) providing such information.
This agreement is made and entered into on this date, shall obligate the
undersigned parties and their partners, associates, employers, employees,
affiliates, subsidiaries, parent companies, any nominees, representatives, successors,
clients and assigns hereinafter referred to as ?The Parties?
jointly severally, mutually and reciprocally for the terms and conditions
expressly state and agree to gbh, and that this agreement may be referenced
from time to time in any document(s), or written agreements, the terms and
conditions of this agreement shall apply to any exchange of information written
or oral involving financial information, personal or corporate names, contracts
initiate by or involving the parties and any addition, renewal, extension,
rollover amendment, renegotiations or new agreement hereinafter referred to as ?The
Transaction? (Project/Transaction) or other business like:
And any other projects as agreed between the parties.
NOW, THEREFORE IT IS AGREED
AGREEMENT NOT TO DEAL WITHOUT
CONSENT
The intending parties hereby legally, and irrevocably bind themselves
into guarantee to each other that they shall not directly or indirectly
interfere with, circumvent or attempt to circumvent, avoid, by-pass or obviate
each other?s interest or the interest or relationship between ?The
Parties? with procedures, SELLER / BUYER , buyers, brokers, dealers, distributors,
refiners, shippers, financial instructions, technology owners or manufacturers,
to change, increase or avoid directly or indirectly payments of established or
to be established fees, commissions, or
continuance of pre-established relationship or intervene in
un-contracted relationships with manufacturers or technology owners with
intermediaries entrepreneurs, legal counsel or initiate buy/sell relationship
or transactional relationship that by-passes one of ?The Parties?
to one another in connection with any ongoing and future transaction or
project.
We the undersigned herewith referred as the SELLER / BUYER , under penalty of perjury do hereby
irrevocably confirm and irrevocably accept SELLER
/ BUYER to pay SELLER
/ BUYER CONSULTANTS at the same
time and in a manner and the SELLER /
BUYER /under penalty of perjury do
hereby irrevocably confirm and irrevocably accept to pay all SELLER / BUYER CONSULTANTS for each and every
transaction of this contract up to the completion of the contract plus
rollovers and extensions and in accordance with the bank details to be
specified in the hard copies of this contract and any further contracts related
to this transaction.
We, the SELLER /
BUYER , irrevocably confirm that we will
order and direct our bank or other financial institution to endorse automatic
payment orders to the beneficiaries named below; furthermore, We, SELLER
/ BUYER , confirm that all pay
orders shall automatically transfer funds as directed into each beneficiaries
designated bank account on the completion of each Transaction, when the payment
has been credited to the respective bank?s account of the SELLER / BUYER after
closing and completion of each and every shipment of the product and designated
authority authorization during the contract term plus any/or extensions and rollover
of the specified contract, including and not limited to additional contracts
they may entered into with the parties associated with the above transaction.
For the purpose of clarity, we confirm that the closing and completion of each
and every tranche shall be deemed to take place when the payment issued by the
Sender has been drawn down at the counters of the receiving bank with full
payment to the Receiver. Payment to all the Beneficiaries shall be made on the
same day at a same time turn out basis.
We, the SELLER /
BUYER , agree to provide all side beneficiaries with written evidence of the pay orders lodged with our
bank together with acknowledgements of their acceptance. Furthermore, our bank
shall be instructed to provide duly signed and stamped acknowledgement of this
instruction as set out in the annex. Forming part of this agreement. It is
understood that for the purposes of this Master Fee Protection Agreement, our
bank shall be the same bank and this IMFPA acts as an integral part of it.
We the undersigned being the SELLER / BUYER named legally authorized representative as
stated within the signed and legally binding main transaction, contract
unconditionally agree and undertake to approve and originate all payments in USD currency to all beneficiaries named
below as their rightful and payable commissions. This agreement also acts as a
record confirming the commission amounts for each named beneficiary as set out
below: -
COMMISSIONS ON THE TOTAL TRANSACTION FOR THE CONSULTANT
PARTNER: $,7,000USD PER KG
COMMISSIONS FOR BUYERS AND SELLER / BUYER SIDE CONSULTANTS :
2)
USD $ 3.500
P/KG OF USD$ 3,500 P/KG PAID BY BUYER CLOSED
BUYER /
OF THE TOTAL VALUE OF EACH TRANCHE ROLLS AND EXTENSIONS
AS PER THE AGREEMENT INCLUDING FURTHER ADDITIONAL AGREEMENTS BETWEEN THE FOR
PERIOD OF UP TO FIVE (5) YEARS.
SELLER MANDATE &FACILITATORS 3.500 USD PAYABLE PER KG ON EACH TRANCHE WITH ROLLS
AND EXTENSIONS BY SWIFT MT103 WIRE TRANSFER
PAID BY BUYER
|
Bank Name
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EURO BANK
|
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Bank Address
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LEOFOROS VENIZELOU ELEFTERIU 188, DAVAKI 17 672,
KALLITEA GREECE
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Account No.-
|
0026.
0044.40.0201031616 EURO /0245
|
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Account Name
|
STEFANOVIC B.
JAGODA &SIA & E.E.
|
|
Beneficiary
Address
|
KALLITEA, ATHENS
, GREECE
|
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SWIFT
|
ERBKGRAA
|
|
IBAN Code
|
GR5202600440000400201031616
|
|
Bank Officer
Name
|
Mrs.
Evanggelia Trikoman
|
|
Bank Officer
Phone
|
+30 210 957 901
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|
Bank Officer
Email
|
+30 210 957901
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Beneficiary
|
B.Stefanovic
Jagoda-, Fred Tikum 1000$/kg,
|
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Payment Code
|
KEN -FOB-MONT- DAVESTEF-NOV
2020
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Special wire
instructions
|
PREADVICE MUST
BE SENT VIA SWIFT PRIOR TO WIRE TRANSFER &EMAILa notification immediately upon each
tranche transfer payment together with the transaction?s code/s to
stefanealestate20@gmail.com &
stefangoldanddiamondtrading@mail.com
|
|
Required message
|
ALL TRANSFER INSTRUCTIONS SHALL STATE: ?FUNDS ARE CLEAN AND CLEAR, OF NON-CRIMINAL ORIGIN AND ARE PAYABLE IN
CASH IMMEDIATELY UPON RECEIPT BY BENEIFICIARY?S BANK.?
|
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Date: 07.November.2020.
|
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BUYER SIDE FACILITATORS $ 2000 USD
PAYABLE PER KG ON EACH
TRANCHE R&E
|
PAYMASTER TOTAL OF $ 3.500 USD OF TOTAL FACE VALUE
WITH ROLLS AND EXTENSIONS
|
|
|
BUYER SIDE GROUP
INTEMEDIARY
|
TWO THOUSAND ($3,500)
USD ON EACH TRANCHE AND PAYABLE TO PAYMASTER INCLUDING ROLLS AND EXTENSIONS
|
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PAYMASTER NAME:
|
PARADISE BLUE CHARTERS
PTY LTD
|
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REPESENTED BY:
|
MR BURROWS
|
|
CONTACT
INFORMATION:
|
+61 438 5505??
|
|
PASSPORT NUMBER:
|
PA 4017940 / PA
|
|
NATIONALITY:
|
AUSTRALIAN
|
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BANK NAME:
|
WESTPAC BANKING
CORPORATION
|
|
BANK ADDRESS:
|
SHOP 50A WHITSUNDAY
SHOPPING CENTRE CANNONVALE 4802
|
|
SWIFT CODE:
|
WPACAU2S
|
|
ACCOUNT NAME:
|
PARADISE BLUE CHARTERS
PTY LTD
|
|
ACCOUNT NO. (USD):
|
110373 (BSB 034-702)
|
|
ACCOUNT NO. (EUR):
|
110373 (BSB 034-705)
|
|
PERSONAL BANKER
BUSINESS:
|
FRAN BROWN (franchescabrown@westpac.com.au)
|
|
BENEFICIARY GROUP:
|
CRAIG BRADLEY BURROWS
(PA 4017940) FOR AND ON BEHALF OF PARADISE BLUE CHARTERS PTY LTD (REG NO: 126
519 622) AND / OR ASSIGNS FOR PAYMENT TO BENEFICIARIES UNDER SEPARATE FEE
AGREEMENT FOR BENEFICIARYS.
(MR NOBLE ) CHARLES) GROUP
|
|
BANK PH/FAX:
|
+61 07 49 460388
|
|
PAYMENT CODE:
|
AS PER PGL AFTER
DOWNLOAD UNDER TRANSACTION CODE:
KEN-FOB-MONT-DAVESTEF-NOV-2020
|
|
SPECIAL WIRE
INSTRUCTIONS
|
PRE-ADVICE MUST BE SENT VIA
SWIFT PRIOR TO WIRE TRANSFER, EMAIL A NOTIFICATION IMMEDIATELY UPON EACH
TRANSFER PAYMENT TOGETHER WITH THE TRANSACTIONS CODE/S TO: cburrowspb@outlook.com
|
|
REQUIRED MESSAGE
|
ALL TRANSFER INSTRUCTIONS SHALL
STATE: ?FUNDS ARE CLEAN AND CLEAR, OF NON-CRIMINAL ORIGIN AND ARE PAYABLE IN
CASH IMMEDIATELY UPON RECEIPT BY THE BANK?.
|
|
DATED: 09 NOVEMBER 2020
|
|
This agreement supersedes any prior agreement
between the parties.
ACCEPTED
AND AGREED WITHOUT CHANGE BETWEEN THE ABOVE PARTIES:
|
Signature Seller :
|
Signature Buyer :
|
|
COMPANY:
|
COMPANY: INSPECTACON CORPORATION
|
|
Name :
|
REPRESENTED BY:
MR PATRICK MAGETZ ALIGAWESA
|
|
PASSPORT ID:
|
PASSPORT ID: 482513847 USA
|
|
AS THE REPRESENTATIVE OF THE
SELLER / BUYER
|
AS THE REPRESENTATIVE OF THE BUYER
|
|
06.08.2021
|
06.08.21
|
Bank officer / stamp seal / name
END OF CONTRACT
_________________________________________________________
Post updated on: Aug 7, 2021 12:04:24 AM
SALE AND PURCHASE AGREEMENT (SPA) FOR
THE SUPPLY OF GOLD DORE BARSFROM
GHANA
Seller?s Code :
Buyer?s Code :
FOR THE
PURCHASE OF AURUM (Au)
This Agreement is for the purchase of
Gold Dore (Au) and is made and entered into on this day of JUNE 2016 by and
between:
Buyer :
Regd. Office :
Rep.
By :
Title :
Passport :
E-Mail :
Phone
:
Mobile :
Seller :
Regd. Office :
Physical Office :
Rep.
By :
Title :
Passport :
E-Mail :
Phone
:
Mobile :
IN GOOD CONSIDERATION
OF THE WARRANTS, PROMISES AND MUTUAL COVENANTS HEREIN SET FORTH, BOTH PARTIES
UNDERSTAND AND AGREE UPON THE TERMS AND CONDITIONS FOR THE PURCHASE OF GOLD
DORE BARS (Au) AS FOLLOWS:
XXXXXXX. the Buyer, with full legal and corporate
responsibility does hereby assert and warrant that he has legal funds to
purchase, denominated herein as U.S. Dollars, which are good, clean, and clear
and of non-criminal origin, and is able to, upon evidence of the seller?s
commodity, provide banking capability, and furthermore, declares that he is
ready, willing, and able to buy the herein mentioned gold dore bars (Au).
WHEREAS, XXXXXXXXXXXXXXXXXXXX
the
Seller, with full legal and corporate responsibility and under penalty of
perjury, hereby asserts and warrants that he has in his possession gold (Au) in
the physical form of dore bars readily available for sale and able to provide
formal and legal documents evidencing the existence of the commodity and and -hereby
declares that he is ready willing and able to sell the herein mentioned gold
dore bars (Au) to be paid in US dollars.
COMMODITY SPECIFICATIONS
Commodity: AU-METAL (Gold Dore Bars)
Quantity: 200 Kg (50 kg per
day)
Form: Dore Bars
Purity: % Min.
Fineness: 22 + Carats Min.
Assay: Final Assay Report, issued by BAR PURITY
REFINERY Accra, Ghana accepted by Buyer and Seller.
Origin: Ghana
Delivery: FOB Accra, Ghana BAR PURITY REFINERY
Price: $xx,xxx.00
USD per Kg @ 99.995%
out turn
Payment: Wire Transfer or Cash (payment in full must
be made to transfer title)
Seller's declaration that the goods are not of criminal origin and are
unencumbered and free and clear of any liens
NOW
THEREFORE, in
consideration of the undertakings of the parties herein contained, the parties
do hereby agree as follows:
ARTICLE
01 - COMMODITY
AURUM (Au)
ARTICLE
02 - QUALITY OF THE COMMODITY
FORM : Dore
Bars
SPECIFICATION : **Purity % or
better** Fineness 22 karat or better.
ASSAY : Final assay to be made at
the nominated refinery BAR PURITY Accra-
Ghana.
ARTICLE
03 - COUNTRY OF ORIGIN
Ghana.
ARTICLE
04 - QUANTITY
200kg
(kilograms) Gold Dore Bars.
50 kg per day
ARTICLE
05 - PACKING
Packed in metal boxes, suitable for
Gold export shipment.
ARTICLE
06 - DISCHARGING REFINERY & INCOTERMS
FOB Bar
Purity Accra, Ghana
ARTICLE
07 - PRICE
PRICE ? $xx,xxx USD/ per kg (for Final 99.995%
purity & 22+ carats in net weight of Gold Dore Bars unrefined) is in
United States Dollars.
ARTICLE
08 - DELIVERY TERMS
REFINERY INFO
Name
of Refinery:
BAR PURITY GHANA LIMITED
#5 ABIDJAN STREET,
EAST LEGON, ACCRA, GHANA
CONTACT:
1) Seller returns in DOC format via email the final agreement signed and
executed with full banking and passport attached, Buyer will return duly signed
agreement and sealed via email in PDF format.
2)
Both Buyer and Seller will attend BAR PURITY
to perform final assay after arrival of the cargo in question
in 50 kg tranches to total 200 kg.
3)
Buyer is responsible for assaying, smelting
and all charges at the nominated refinery. At the end of the refining process,
the refinery shall present a copy of the ?Refinery Final Assay Report? to Buyer
and Seller, for acceptance.
The
quantity (weight) of the Gold and the purity percentage of the Gold will be as
stated in the Final Assay Report. Seller will issue an Invoice to Buyer for payment.
4)
Within
one (1) banking days of receipt of the Final Assay Report from the Refinery and
the Seller?s Final Invoice, the Buyer will send via SWIFT MT103 wire transfer the
full amount of the payment for the 50 Kg Gold Dore Bars or the assayed amount
of the total in the case of a partial shipment less than the total amount to the
nominated Bank Account of the seller. The specific amount to be paid to the
sellers account will be provided by Sellers invoice with the specific banking
coordinates in this agreement. Buyer guarantees payment will be issued on
successful assay results within the specified time period to the bank
coordinates of the Seller. The total amount of 200 kg will be assayed and paid
for 50 kg at a time.
5) NOTE:
the gold remains in the refinery?s vault after assay till payment, before
seller can tranfer ownership to the buyer
? After the funds had been cleared and reflected in Seller?s
nominated Bank Account provided the Buyer becomes the owner of the Gold
automatically taking possession without liens or encumbrances.
ARTICLE
09 ? PAYMENT
Payment 100% by Wire
Transfer in USD immediately into
the Seller?s nominated bank account provided within this agreement. Seller must issue invoice matching the final mutually
accepted assay report. Assay must be on the entire quantity of Gold Dore Bars
in the final assay report.
ARTICLE
10 - BANKING DETAILS
SELLER?S BANKING DETAILS
BANK NAME :
BANK ADDRESS :.
ACCOUNT NAME :
ACCOUNT ADDRESS :
IBAN NO. :
SWIFT CODE :
:
BUYER?S BANKING DETAILS
BANK NAME :
BANK ADDRESS :.
ACCOUNT NAME :
ACCOUNT ADDRESS :
IBAN NO. :
SWIFT CODE :
ARTICLE
11 - WARRANTIES BY THE SELLER
? Seller
warrants that the Gold Au can be shipped to anywhere in the world without
restrictions.
? Seller
agrees to sell and deliver under the terms of this agreement the delivery of
gold Au shipment as mutually agreed by the agreement.
? Seller
warrants that the Gold Au has been legally acquired, and that there was no
infringement or violation whatsoever of any laws and/ or regulations from the
country of origin or of any other country that may apply to the history of
transfer of ownership from the mining and production to the present owner, and
to the moment that ownership of the title passes hands.
? The
Seller covenants that the Gold Au to be sold is of standard good international
accepted standard and it does not contain any dangerous content such as
radioactivity, mercury, arsenic, cyanide or any other dangerous chemical
elements or metals that cause harm to the environment or humans.
ARTICLE
12 - GENERAL CONDITIONS
? Buyer
and Seller each declare unto one another that the Gold Au offered herein for
sale, and the origin of the funds used for purchasing the Gold Au bars
commodity, do not contravene:
? The Drug
trafficking Offences act 1986,
? The
Criminal act 1988, the Prevention of Terrorism (temporary provisions) act 1989,
? The
Criminal Justice (International Co-operation) act 1990, the Criminal Justice
Act 1993, the Swiss Criminal laws.
? The
Money Laundering regulations 1993, and the U.S.A. Patriot Act of 2001-2006, or
any other law related to any illegal or criminal activity. And accordingly each
party to this agreement indemnifies each other against any such allegations
which, may or may not be made in the future. And,
? To the
best of his knowledge each party declares that, no specially designated nation,
terrorists groups or organizations or governments that promote terrorism,
specially designated narcotics
traffickers, terrorist organizations, terrorists groups of pirates operating in
the seas or oceans around Africa and Asia, blocked persons, or targeted
countries, as designated by the U.S.A. Office of Foreign Assets Control is now
or will hereafter (1) be a party to this transaction or (2) share in any
benefits of this transaction payments. And, none of these parties will receive
any financial support from the payment for this Gold bars transaction.
ARTICLE
13 - CHANGE TO BANKING COORDINATES
Buyer or seller as agreed in writing
may change banking coordinates during the contract to expedite payment
arrangements.
ARTICLE
14 - BANK COMMUNICATION
Any unauthorized communication with
either party?s bank/ bank officer will give the affected party the right to
void and cancel this contract. The Seller and the Buyer are not authorized to
call or contact the other party?s bank or bank officers without the
authorization from the other party. Banking days refer to Banking Business
Days.
ARTICLE
15 - SPELLING AND TYPOGRAPHICAL ERRORS
And differences of such nature between
bank issued and beneficiary issued documents shall not
be deemed discrepancies provided that the intent of the writer is clear from
the context and in such case only UCP500 regulations shall apply at any time,
and correction of any error or discrepancy to be requested by the other party
to be corrected via fax. And this shall not delay the transaction progress.
ARTICLE
16 - TOTAL AGREEMENT
This agreement supersedes any and all
prior agreements and represents the entire agreement between the parties. No
changes, alterations or substitutions shall be permitted unless the same shall
be notified in writing and signed by both parties. If
any provision of this agreement shall be held to be invalid, illegal and
unenforceable or in conflict with any law of jurisdiction, the validity,
legality and enforceability of the remaining provisions shall not in any way be
affected or impaired thereby. No changes, alterations or substitutions shall be
permitted unless the same shall be notified in writing and signed by both
parties. This agreement is assignable.
ARTICLE
17 - ELECTRONIC COPIES
This agreement shall be accepted to be
legal and binding by both parties if executed and sent by fax and/or email
direct to the parties concerned at the coordinates contained within this
agreement.
ARTICLE
18 - BINDING AUTHORITY
This agreement is binding upon the
parties hereto, their assigns and successors and is signed with full authority
to act.
ARTICLE
19 - COUNTERPARTS
This contract may be executed in one
or more counterparts [each party may sign a separate copy of the same
contract], or signed by facsimile / electronic copies, each of which shall be
deemed as original, all of which shall constitute one original and the same
contract when individually signed by each party, in different places and time,
and it is a binding and enforceable legal document.
ARTICLE
20 - TAXES AND INSTITUTIONAL COSTS
Buyer hereto individually and
separately accepts that all liabilities for taxes, levies, duties, charges and
any institutional costs applicable in the execution their respective rules and
regulations will be covered by respective parties. In the event it occurs, the
parties hereto shall only be responsible for those commissions and fees that
they in writing have agreed to pay. Each party shall indemnify and hold the
other party harmless against any third party claims or other forms of payment
demands of above-mentioned nature.
ARTICLE
21 - APPLICABLE LAW AND JURISDICTION
? This
Agreement shall be governed by and construed in accordance with the laws of
England.
? Any
dispute arising out of or in connection with this Agreement, including any
question regarding its existence, validity or termination, shall be referred to
and finally resolved by arbitration under the Arbitration Rules of England,
which Rules are deemed to be incorporated by reference into this clause. The
number of arbitrators shall be either one or three. The seat, or legal place,
of arbitration shall be England. The language to be used in arbitration shall
be English. The governing law of the Agreement shall be the substantive law of
England. Prior to initiating Arbitration, the parties must first submit any
unresolved dispute(s) to mediation, conducted under the rules of International
Arbitration. The parties agree to waive all provisions of the Convention of
International Sales of Goods (CISG).
ARTICLE 22 - ETHICS (NON-CIRCUMVENTION AND
NON-DISCLOSURE)
Both buyer and seller acknowledge that
the harm to the other party would be substantial and therefore the seller and
the buyer agree to abide by the customary international rules of
Non-Circumvention and Non-Disclosure as established by the International
Chamber of Commerce (ICC) Paris, France for a period of 05 (five) years from
the date hereof and said non-circumvention and non-disclosure shall include,
but not be limited to communicating with each other?s banks or other parties
directly related to this transaction of either buyer or seller. The
understanding and accord of this subparagraph will the termination of this
agreement
IN WITNESS WHEREOF, the Parties hereto have
executed this Agreement as of the date first above written.
ARTICLE
23 - EXECUTION OF THIS AGREEMENT
The terms of this agreement shall be
confirmed and signed by the Buyer and the Seller via facsimile or email. Said
executed facsimile or email shall be binding and initiates and concludes the
legal liabilities between Buyer and Seller of this one year contract. By
signing below, both parties abide by their corporate and legal responsibility,
and execute this contract under full penalty of perjury.
Please note: Electronic signatures are valid and accepted as hand
signature
EDT (Electronic
document transmissions) shall be deemed valid and enforceable in respect of any
provisions of this Contract. As applicable, this agreement shall be:
Incorporate U.S. Public Law 106-229,
??Electronic Signatures in Global and National Commerce Act?? or such other
applicable law conforming to the UNCITRAL Model Law on Electronic Signatures
(2001) and ELECTRONIC COMMERCE AGREEMENT ( ECE/TRADE/257,
Geneva, May 2000) adopted by the United Nations Centre for Trade
Facilitation and Electronic Business (UN/CEFACT). EDT documents shall be
subject to European Community Directive
No.95/46/EEC, as applicable. Either Party may request hard copy of
any document that has been previously transmitted by electronic means provided
however, that any such request shall in no manner delay the parties from
performing their respective obligations and duties under EDT instruments.
SIGNATURES
OF THE PARTIES TO THIS CONTRACT:
IN
WITNESS WHEREOF, The undersigned have read this document and had advise of its legality and after understanding the content
of this contract written in the english language, by knowledge of the language
or by professional translation to the party?s language and legal advice and each party initialled all the pages of this contract
and, fully understands and agrees that its execution constitutes an acceptance
of all of its mutually protective covenants, terms and conditions, and is
lawfully binding upon the ?Parties?, and their legal heirs, successors,
representatives, and designee and
assignees. And, the
signatories warrant that they have read and understood the responsibilities and
obligations indicated in this contract by signing this document and attest that
they have signed this Contractual Agreement in their duly authorized and lawful
capacity of their own free will, AND, UNDER
LEGAL ADVICE BY THEIR LEGAL COUNSEL, LAWYER OR ATTORNEY AT LAW, on the date
indicated by each signatory?s signature below:
SELLER ?SIGNED
AND SEALED ON THIS 6th DAY OF
june 2016, BY THE SELLER:
______________________________
Name:
Mr.
Position:
Passport No.
Seller :
Regd. Office :
Physical Office :
Rep.
By :
Title :
Passport :
E-Mail :
Phone
:
Mobile :
AND
BUYER
SIGNED AND SEALED ON THIS DAY OF
june 2016, BY THE SELLER:
______________________________
Name: Mr. ???????????
Position: ????????????
Passport No. ?????????????
TEL: +***************
REP.
BY:
(SELLER ?by Mr.
- INTERNATIONAL PASSPORT COPY)
(BUYER ?represented
by Mr?????????????????.
-
INTERNATIONAL PASSPORT COPY)
Post updated on: Aug 7, 2021 12:04:06 AM
AFFIRM LOAN SERVICE LLC.
663 FOLSOM STREET, 4TH FLOOR
SAN FRANCISCO, CALIFORNIA
UNITED STATE OF AMERICA
LOAN TERMS AND CONDITIONS
Dear Applicant, Thanks for your response.
Nice to know that you are interested in getting funding from my company to fund your deal, i am a private lender
and i have been on this business for the past 10years,
We are recognized by the financial service authority and finance industry standards association the consumer
credit Act of 1974 with the license number 15099606. and there has never been a suit filed against our company in
respect to fulfilling our obligations to all our clients.
Once i go through the deal if i can help you with funding i will send you the loan application form so you can fill it
up and have it sent to me but first you will have to go through my terms and conditions before we proceeds .
THE TERMS OF THIS CONTRACT INCLUDE THE ITEMS SET OUT ON THE FRONT OF THIS
CONTRACT AND
THE CONDITIONS SET OUT BELOW.
We are international lending Firm, investor that specializes in providing all types of investments
funding.
Including mutual funds, business loans, commercial loans for companies, Real Estate Loan, Land
and
Construction and all round. We are located at 633 FOLSOM STREET, 4TH FLOOR, SAN
FRANCISCO, CA, 94107, USA. we give out loans at 5% interest rate.
1. The Loan If I accept this contract, I will lend you the amount of credit you have offered to
borrow. This
amount is stated on the contract under ?Total Amount of Credit?. You authorize me to
distribute the
loan in the way set out under ?Who I will pay your loan to? this could be the same day.
The total amount, including interest which you will have to pay is set out under ?Total amount
of
repayments?.
2. You must pay interest You must pay interest on the Total Amount of Credit at the rate stated
under
?Annual percentage rate?.
The amount of interest charges payable is stated under ?Total amount of interest charges
payable?.
3. How is interest calculated? I calculate interest payable by you by applying the daily
percentage rate of
interest to the unpaid daily balances under this contract. The unpaid daily balance is the
amount you
owe me at the end of any particular day (Pacific Time), and is the difference between all
amounts
credited and all amounts debited to your account at the end of the day on any particular day.
The daily
percentage rate is determined by dividing the annual percentage rate by 365. This interest
accrues daily
and is debited to your account calendar monthly in arrears immediately after the last day of
each
calendar month. If you payout all the monies owing under this contract, then interest for the
period
from the last debit date up to but excluding the payout date will be debited on the payout date.
Under
this contract, accrued interest debited on a day will not include interest relating to that day
4. You must repay the Total Amount of Credit plus the interest You must repay the Total
Amount of
Credit plus the interest charges by monthly repayments.
The amount of each repayment is stated under ?Amount of each repayment?. You must pay the
first
repayment on the date stated under ?Repayments?. After that, you must pay a repayment on
the same
day of each following month. You must make the number of repayments stated under ?Number
of
repayments? for the period stated under ?Period of repayments (loan term)?, and pay the
balance
owing under this contract on the date the final payment is due. You agree not to deduct
anything from
any such repayment. This means you cannot deduct anything that you claim I owe or could in
the future
owe you.
You must make payments to me by any of the following methods;
i) in person, at my address shown on the front
of this contract document
ii) by direct debit bank transfer
iii) by telephoning my office with your credit
card details
iv) western union/money gram
5. Fees and Charges Security provision cost is handled by borrower outside the loan(Loan
Origination Fee {L.O.F}). You are free to look up what the Loan Origination fee is On Google.
6. I may adjust your account balances I may, subject to the Consumer Credit Code, adjust the
balance in
your account to take account of any processing error or because of the dishonoring of a
repayment. I
may also, subject to the Consumer Credit Code, adjust the balance of your account so as to
accurately
reflect the legal obligations between you and I. I can do that whether the adjustment favors you
or me. I
can apply any payment in any way I consider appropriate.
7. Unacceptable credit fees and charges;
A bank dishonor fee is payable when a bank refuses to honor your payment. This dishonor fee
will be
payable to me by you.
The amount of the dishonor fee will be determined by my bank and may change from time to
time. This
fee is payable and will be debited to your account immediately incur it. I will notify you in
writing of the
debiting of, or change to, this fee.
8. Commissions paid to or by me A commission is payable by me under ?Who I will pay your
loan to? to
me, and to the sales consultant named on this contract. The amount of commission payable is
unascertainable as at the Disclosure date of information. A commission is payable to the
company
named under ?Who I will pay your loan to? by me for the introduction of credit business. The
amount of
commission is unascertainable as at the Disclosure date of information.
9. Things you must not do You must not;
i) commit an act of bankruptcy; or
ii) fail to pay me on time any money you have to
pay me under this contract; or
iii) pay any repayment/s with a check, direct
debit or other instrument that is subsequently
dishonored by a bank; or
iv) fail to comply with any condition of this loan
contract; or
v) make any material false or misleading
representation.
10. I may end this contract in certain circumstances;
I am entitled to give you a written notice requiring you to correct any default of this contract. If
you
don?t do the things specified in the written notice within 30 days I can require you to pay me
whatever
money you owe to me under this contract. The money you owe to me includes the unpaid
balance of
the loan, any other accrued interest, any fees and charges due and owing and any enforcement
expenses. If the law does not require me to do so, I do not have to give you a written notice
before I can
require you to pay me whatever money you owe to me under this contract. In addition, subject
to the
Consumer Credit Code, I may exercise my other rights under this contract, and any right
available to me
under law.
11. Default
Having followed the terms of the Consumer Credit Code, 1995 and without affecting my right to
demand
repayment at any time, I may demand repayment if any of the following happen (defaults):
if you fail to pay any money you owe me on the date it is due and this failure lasts for more
than 21 days
after I have written to tell you that the amount is overdue; if you break any of the terms and
conditions
of this agreement and you do not resolve the position within 21 days after I have written to tell
you to
do so;
if you or your guarantor die or do something which could lead to bankruptcy;
if your guarantor serves me with a notice that he or she will no longer act as your guarantor
if any decree, judgment or order of court is obtained against you and you do not pay it within
one
month from the date it was issued;
if any information supplied for or by you in application for the credit facility was false,
misleading or
inaccurate;
if you do not provide me with the security within 10 days after I have written to ask you for it or
within
any extra time I may allow; if the security is also security for other money you owe me (or any
of our
subsidiaries) and the security becomes enforceable to pay any of the other money.
12. Enforcement expenses Enforcement expenses may become payable under this contract in
the event
of a breach. I may debit these expenses to your account. They will become immediately due for
payment once debited. Enforcement expenses may include solicitors? legal costs and the
reasonable
expenses of my staff and my facilities incurred in relation to any enforcement.
13. Change of circumstances and address You must tell me promptly if you change your
residential or
postal address, or if you think there is any information that I should be aware of about your
ability to
comply with this contract.
14. Notices
Any notice or demand given by me under this contract or required by law may be given in
writing, can
be signed by any of my officers, and can be delivered personally or by email to the address you
have
nominated for delivery of notices, or if no such address has been nominated by you, your email
address
as last known to me. Any such notice or demand shall be deemed to have been received by you
when it
would have been delivered in the ordinary course of post.
Borrowers should be informed that we do not take out the Loan Protection Insurance/ Payment
Protection Insurance from the capital loan amount due to an hard insurance policy on
international loan
transaction governing the United State of America.
15. Join and several liability
If you are two or more persons, your obligations as debtors are both joint and several.
16. Date of Contract
This contract takes effect on the date that I accept your offer to borrow (?Acceptance Date?).
17. Assignment
I may deal with, assign or transfer to any person or company any of my rights and interests
under this
contract.
18. Consumer Credit Code and other laws
To the extent that any provisions or parts of this loan contract are inconsistent with the
Consumer
Credit Code or other laws, they will be deleted so that the rest of the contract shall remain valid
and
enforceable. All disclosures under this contract are made on the basis of assumptions permitted
by the
Consumer Credit Code.
19. YOUR ACKNOWLEDGEMENTS
You agree that, before you signed this contract, you received;
i) a contractual statement made up of a Financial table and a copy of this contract for you to
keep, and
ii) the information statement telling you of things you should know about your proposed credit
Post updated on: Aug 7, 2021 12:03:41 AM
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